Key Highlights: Revenue Growth: Total net revenue increased to $3.283 billion, up from $2.978 billion in the same period of the prior year. This was primarily driven by growth in service revenue, particularly from QuickBooks Online Accounting and Online Services. "Revenue for our Credit Karma segment increased $119 million, or 29%, in the first quarter of fiscal 2025 compared to the same period in fiscal 2024, due to increases in revenue from our personal loan vertical of $44 million, our auto insurance vertical of $36 million, and our credit card vertical of $31 million." Segment Performance: The Small Business & Self-Employed Group and Credit Karma segments experienced strong revenue and operating income growth. Net Income: Net income decreased to $197 million compared to $241 million in the same period last year. Cash Flow: Net cash provided by operating activities was $362 million, a significant improvement from the $(97) million used in the prior year period. Stock Repurchases: Intuit repurchased 915,000 shares of common stock for $570 million during the quarter and increased the authorization under the existing stock repurchase program by $3 billion. Debt: Intuit holds a significant amount of debt, totaling $6.1 billion as of October 31, 2024. This includes senior unsecured notes, a senior unsecured credit facility, and secured credit facilities.