In the latest episode of the #FinTalks, we sit down with two key figures from HSBC Malta: CEO Geoffrey Fichte and Head of Commercial Banking Joyce Grech. Join us as we delve into the pivotal question: why do banks still exist in today’s rapidly evolving world of financial technology? Geoffrey and Joyce provide their expert perspectives on the enduring role of banks amidst the fintech revolution, highlighting how traditional banking institutions are adapting and thriving. We explore the integration of artificial intelligence within banking operations, examining its impact on efficiency and customer service. Compliance and Environmental, Social, and Governance (ESG) principles are more critical than ever. Our guests shed light on how HSBC Malta navigates these complex arenas, ensuring robust regulatory adherence while championing sustainability and ethical practices. Tune in to gain a deeper understanding of the dynamic landscape of modern banking and discover how HSBC Malta is positioning itself at the forefront of innovation and responsibility.