Hello, my friends, this is Dave Denniston, and welcome back to another episode of Freedom Formula for Physician's Podcast, the podcast dedicated to helping doctors like you slash your debt, slash your taxes, and live a liberated lifestyle.  And today we're focusing on the debit side of that equation.   Our next guest founded Student Loan Planner after helping his physician now wife, now wife navigates ridiculously complex student loan repayments following med school.  To date, he has personally consulted on over $200 million in student debt, personally more than anyone else in the country.  And this is a guy after my heart's own heart-he is an Eagle Scout, a CFA (chartered financial analyst, he used to do a bunch of trading back in the day.  Now, his focus is on student loan debt payment.  Please help me welcome Travis Hornsby.     In this podcast you will:   Learn how to make a strategic plan when graduating from med school with significant debt Get an inside look at Public Service Loan Forgiveness (PSLF) and how and when to apply Discover how Travis and his wife Christine navigated through the FFEL (Federal Family Education Loan) program Why you shouldn't consolidate all your loans at END of your residency Learn about the Direct Loan Program Why refinancing may be the best option to repay your student loans during residency Resources mentioned in this podcast: Contact Travis directly at [email protected] Student Loan Planner  "To learn more about Student Loan Planner's services, see if a student loan consultant is right for you.   If you're confident you want to pay back your med school loans as fast as possible, check out these cashback bonuses for refinancing student loans."   If you have questions or want to share your story, I'd love to hear from you. Contact me at [email protected] or on my websitewww.doctorfreedompodcast.com. If you are confused about this tax stuff and you want the latest copy of the Tax Reduction Prescription and that calculator I was talking about in January, there's no better time to grab that than right now! Text LESSTAXES to 44222. Remember, make sure to slash your debt, slash your taxes, and live a liberated lifestyle.   ----more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our Form ADV Part 2 brochure can be obtained free of charge at https://adviserinfo.sec.gov by searching for our firm by name or its unique CRD number (316454). This podcast is not a solicitation to provide advisory services in any jurisdiction in which we are not appropriately registered or excluded from registration. The information, statements, and opinions contained in this podcast have been obtained from or are based upon information obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of any such information. This podcast is intended for informational purposes only and should not be construed as personalized investment, tax, or legal advice. Opinions expressed by any guest are their own opinions and do not necessarily reflect the firm’s views. You should carefully consider your unique financial circumstances and needs prior to making any investment in securities or purchasing any insurance products. Past performance is not indicative of future results. Investing in securities involves the risk of loss. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations, and early withdrawal fees which vary by issuer. You should consider the charges, risks, expenses, and investment objectives of any insurance products before entering a contract.