It's time to get smarter about debt with this podcast episode! Today, I break down the difference between "good debt" and "bad debt", and outline what some of the best ways to tackle it are. Hopefully this will help you learn how to be responsible while managing your personal finances better. In this episode, you will discover… Why you should avoid bad debt at all costs? How to use good debt for building wealth? Resources Mentioned in this Podcast:  Contact Dave for a free...

Concerned you might be missing something before the end of the year? For example, have you been wondering how to lower your taxes? What if you could download a 2 page cheatsheet that could help guide you on how to do that?   Download our 2023 Year End Checklist to figure out the specific steps.   Just text CHECKLIST to 1-833-343-2986 and get your free copy!

So you've got a lot of debt. A lot. But you're ready to do something about it. You know that you can never pay off that debt all at once—So what's next? The Debt Snowball and the Debt Avalanche are two of the most misunderstood concepts in personal finance, but they're also two of the most important ones. In this episode, I’lll explain exactly what those terms mean, why they matter, and how to use them to get your finances back on track! Resources Mentioned in this Podcast: Contact...

The cost of a college education in the United States is astronomical, and if you're considering attending college, you may be worried about how you can afford it. That's not to mention the fact that statistics show that Americans now carry more student loan debt than ever before.  If this has been a struggle for you or you've just been curious about current student loan rates, here's what you need to know... In this episode, you will discover… The pros and cons of taking out a fixed...

Have you ever found yourself in these situations? You sell an investment for more than you originally purchased it for or, you sell investments at a loss than what you originally paid for them. What do you do with that tax loss? In this episode, you will discover… Detailed explanation about Tax Loss Harvesting When is tax loss harvesting not advisable? Investment techniques and strategies Resources Mentioned in this Podcast:  Contact Dave for a free 30mins strategy session:...

When does enough, become enough? Well, we all want more money. It's no wonder then that many of us chase the extra buck and get into speculative markets. Sometimes though, we need to stop for a moment and ask ourselves – when is enough, enough? In this episode, you will discover... When does the desire for more money lead to speculative investments and ultimately, financial ruin?   Resources Mentioned in this Podcast:  Contact Dave for a free 30mins strategy session: ‪833-343-2986 or...

Bonds pay you interest, and the longer the duration of the bond (the number of years until it expires), the higher the interest rate. In my opinion, if you've got a long time horizon—you can hold for at least 10 years—bonds can be one of your best assets in your portfolio. But here's the question: Are bonds attractive right now? Let me explain what I mean by that in this Episode... Resources Mentioned in this Podcast: Website: Locumstory.com  Contact Dave for a free 30mins strategy...

Justin Sliva and Dave discuss the remarkable journey that has led him to his current position as a real estate investor. Since 2016, Justin has been involved in transactions across 43 states, specializing in raw land. He has flipped properties from a $50.00 purchase price to projects that ran in the multiple seven figures. Now, we're excited to share this interview with Justin Sliva, in which he shares his insights on what it takes to succeed in this industry. Learn how he navigated...

We’re going to take you on a journey with JT, an all-around successful entrepreneur, tech enthusiast, and family man. JT embodies the spirit of an Arizona native and has built a life marked by dedication, adventure, and a deep sense of community rooted in his faith and family-centric upbringing as one of seven children. Today he will share how he became successful as an entrepreneur!   In this episode, you will discover… JT's venture before exploring the world of land investing. Why Dave...

The Land Maverick Society is a rapidly-growing mastermind group led by Jaren Barnes and Assiya Barnes. The pair are land flipping experts with a wealth of knowledge and experience, and they're dedicated to helping their members achieve their goals. In this episode, you will discover… Jaren Barnes's touching life story When should you start investing in real estate? The most critical aspect of any land flip deal How can you be more efficient with your time in real estate industry? ...

Nolan Bradbury is a seasoned professional with a passion for helping business owners achieve their dreams through sound accounting and financial strategies.  Now, he's on a mission to empower physicians and entrepreneurs to achieve their goals, unlock their full potential, and position themselves for growth and prosperity. In this episode, you will discover… Understand more about Nolan's expertise Achieving passive income for physician What financial statement is the most...

Cobin Soelberg, founder of Greeley Wealth Management and a Board Certified Anesthesiologist practicing in Oregon. He started financial advising practice for physicians to allow them the freedom to practice medicine when and how they want, just as he learned to do for himself. Now, Cobin and his wife have paid off $500K in student loan debt in 5 years and increased their net worth to where both of them could work part-time and not have to save anything else for retirement.  In this...

While you may know that interest rates can affect your financial life, what you might not realize is how they impact the economy. Interest rates have been around as long as there has been money, which is why they're called "interest rates." So if you want to know a little bit about history's interest rates -- and how they're affected by inflation, bond prices and other factors -- then this episode will be interesting for you.   In this episode, you will discover… What are some of the...

I've always enjoyed land and I’ve been investing in land for the last 5 years. However, despite being a land lover, there are serious (and possibly legal) tax consequences when buying or investing in land. This is where this episode comes into play — it will guide you through a strategy for land investing that maximizes your tax efficiency. In this episode, you will discover… How did I change my mindset after investing in land? Tax management efficiency What I love about Seller...

Getting R&D Tax Credits is a long and complex process, and you have to get through all sorts of hoops to qualify. Today, Jonathan Cardella of Strike Tax Advisory will help you understand the ropes, step by step, and hopefully walk away with a better understanding of the process. In this episode, you will discover… Why does Jonathan discontinue pursuing his PhD career? Deep dive into Major Tax Credits and R&D Tax Credits He shares lessons learned along the way from building a...

Every business owner must strive to make their business thrive. However, many struggle to find the time to do so while managing their other responsibilities. Today, I will show you how I run my businesses while still having time for future investments---self storage. ----more---- In this episode, you will discover… A quick update on my land flip situation. How I make my businesses thrive How can I maintain both my business and investment in self-storage? Resources Mentioned in this...

I have paid off my mortgage and am now free of it! BUT, why did I do it? 🤔 In this episode, you will discover… How did I pay off my mortgages? What are we planning to do next ----more---- Resources Mentioned in this Podcast: Contact Dave for a free 30mins strategy session: ‪(612) 284-2409 ----more--------more--------more---- Investment advice is only offered in jurisdictions where Centurion Financial Strategies, LLC (“Centurion”) is appropriately registered or exempt from registration. Our...

Brett Riggins has a passion for helping people reach their goals in life. Over the past 20 years as a veteran of the real estate business, he has acquired more than 20 million dollars' worth of transactions and built a seven-figure passive real estate portfolio. He has led his team at Connect Home Buyers to become a seven-figure nationwide virtual acquisition machine. In this episode, you will discover… His early failures and successes as an investor The keys to great real estate...

Which one is better? The S&P 500 or the Dow Jones Industrial Average?  You've probably heard that the Dow Jones Industrial Average (DJIA) once dominated the American financial market, and that the S&P 500 is now much more important. Let's take a look at some key differences between them & things to consider when making your investing decisions… In this episode, you will discover… The comparison between S&P 500 and DJIA Why should you choose the S&P 500 over the...

The banking crisis has sparked a lot of interesting questions about what's going on in our economy. Now, let's explore Silicon Valley Banks, and how to start considering your next moves are going to be in today's economy. In this episode, you will discover… What are some good news about the world we live in today. How is inflation these days? Why you should not move everything to cash in an Environment of Uncertainty Resources Mentioned in this Podcast: Contact Dave for a free 30mins...

Today, we’ll cover the ins and outs of physician podcasting with Dr. Bradley Block of Physician's Guide to Doctoring. Have you ever thought about starting your own podcast or just wondered about the inner workings? We'll talk about whether podcasting is a viable side gig, along with other topics that are important to healthcare providers!  In this episode, you will discover… What inspired Dr. Bradley to pursue a career in medicine Debt and credit card discussions He shared his...

Ever wonder how you can calculate your withdrawal rate? And more importantly, is there a way to reduce the risk of capital loss if you withdraw funds from your account prematurely? I'll explain everything here! In this episode, you will discover… What is the safe withdrawal rate today? Understand the Sequence Risk How can your money last beyond your own lifetime? Resources Mentioned in this Podcast: Contact Dave for a free 30mins strategy session: ‪(612) 284-2409 For all the show notes, and...

Have you ever wondered what makes Unicorns so interesting and valuable within the investing world? Now, I'll share some additional insights that may be helpful for you to better understand these hot-ticket investments. In this episode, you will discover… What is the term "unicorn" in private equity? The chances of a unicorn startup What risk is involved in this investment? What is the lock-up period? Understand the importance of fund manager Resources Mentioned in this Podcast: Contact Dave...

Dr. Craig Thayer, a best-selling author of “Saved”, radio show host and surgeon, discusses how he overcame obstacles on his path to success. He highlights the importance of taking a leap of faith despite all the challenges he experienced during his formative years, which shaped him into the person he is today. In this episode, you will discover… Journey of discovery that leads to becoming a surgeon Lessons he learned while opening his own private practice What insurance should be considered...

Retirement planning is an extremely important part of any financial plan. Your retirement accounts will likely make up a large portion of your wealth, so you want to make sure that they're set up in the best possible way. Today, we'll take a look at why retirement tax planning is so critical, and how it affects you and your family's financial future. In addition, I will tackle some of the most common mistakes made by people in their early years of retirement, and how to avoid them! In this...