At the start of a new year we all have big goals, and one of those goals should be to finally take control of where your money is going. Whether you are in debt or not we all need a budget. Join in this week as we talk with Rachel Cruze (http://www.rachelcruze.com), Daughter of Dave Ramsey and author of Smart Kids Smart Money. You'll learn easy ways to start budgeting and the importance of having a road map for your finances. For extra help checkout a new series of Southern Savers - Creating your 2014 Budget. (http://www.southernsavers.com/category/frugal-living/frugal-house/)