In this episode, we are joined by Hann Liew, the founder of RinggitPlus, and Economist Sani Hamid. Hann is a personal finance expert with over a decade of experience in the financial industry. Qualified as a licensed financial planner, he has helped over a thousand Malaysians on their path towards financial literacy. Our other speaker, Mr. Sani Hamid, is a renowned economist and strategist with over 30 years of experience in the financial sector. He is a frequent commentator in the media and is widely respected in the field of economics. Our speakers discussed the implications of the Budget 2023 on the Malaysian economy and the impact of low EPF savings on Malaysians. You will hear from the speakers’ thoughts on using EPF funds to pay of debts, how to deal with bankruptcy, and tips to boost your savings and financial stability. Hann Liew’s socials: https://twitter.com/ooihann Mr. Sani’s socials: https://twitter.com/sanihamid ~~~~~~~~~~~~ Join our journey towards financial literacy and be a wiser investor today for as little as $1/month: https://www.patreon.com/TheFuturizts Find us at: https://linktr.ee/thefuturizts ~~~~~~~~~~~~ DISCLAIMER: The information contained in this podcast is for informational and educational purposes only. Nothing herein shall be construed as financial, legal, or tax advice. The opinions expressed in this podcast are solely those of the speakers.