At RM4.3180, the ringgit is now at its highest level since February 2023. Meanwhile, the FBMKLCI is at a four-year high. Stocks like Maybank, Tenaga, and CIMB have rallied 20-40% in the past 8 months. In this episode, Mr. Sani Hamid, a veteran economist and certified financial planner, addresses these topics and your burning questions! ---------- Timestamps (00:00:18) What’s happening to the ringgit? Why is it up so much, so quickly? (00:07:52) The Malaysian market at a four year high – what should newer investors do? (00:15:48) EPF’s investment strategy (00:16:37) Advice to a 20-25 y/o? (00:21:48) Easy tip for Malaysians to save more! (00:28:44) Home ownership – Yay or Nay? (00:39:28) You’ll pay lots of interest for a longer housing loan! (00:42:39) I have a huge sum of savings. What should I do? (00:50:49) Returns play a major role to maximizing your profits (00:51:53) Gold has reached $2,500 an ounce. Buy now? -------------- Mr. Sani Hamid is an economist and certified financial planner (CFA). He’s a frequent commentator in the media and has over 30 years of experience in the financial markets, having worked for companies such as S&P Ratings as a Director in the sovereign team overseeing the ratings of countries such as Indonesia, India, Malaysia, and Singapore. Sani’s socials: https://twitter.com/sanihamid -------------- Your time is valuable and you hate sifting through the web for information. We get it, so let us do the work for you. By joining our WhatsApp group, you’ll receive financial updates - best FD rates, currency movements, and more on a daily basis. ✅ 200+ people have joined, and only 2 unsubscribed (so far). ✅ We don’t spam. ✅ It’s $0.25/week. ✅ Pay monthly, cancel anytime. Try the First Week for Free: https://www.patreon.com/TheFuturizts -------------- DISCLAIMER: The information contained in this podcast is for informational and educational purposes only. Nothing herein shall be construed as financial, legal, or tax advice. The opinions expressed in this podcast are solely those of the speakers.