India’s fintech adoption is booming. So today my guest is Ankur Joshi CEO & Co-founder of Nuclei,a bootstrapped software enterprise startup that helps banks improve digital banking services by integrating its API platform to increase customer engagement through merchant marketplace and wealth management services. He talks about how he got this off the ground. Mistakes made in the early days. He talks about why they bootstrap and not raise any capital. He explains why the primary product is the team. He then talks about building partnerships, thoughts on B2C and B2B business models. Talks about sharing equity with staff. Talks about why they think globally from day one & the tech hiring challenges in India. Talks about going fully remote and building culture. And finally he talks about mental toughness and What he looks for in a co-founder.