Are we saved by grace, or by faith? Does it matter? If these questions have ever exercised you, then Paul Helm's article 'A Bad Habit' may be of help. Revisiting some of B. B. Warfield's thoughts on the subjects of grace and faith, Helm shows that how we think and talk about the ground of our salvation matters enormously.   Featured Content: – 'A Bad Habit', Paul Helm, Banner of Truth Magazine, Issue 128 (May 1975).  – The prayer 'Amazing Grace' from The Valley of Vision: A Collection of Puritan Prayers and Devotions, edited by Arthur Bennett. https://banneroftruth.org/store/devotionalsdaily-readings/the-valley-of-vision/   Explore the work of the Banner: www.banneroftruth.org Subscribe to the magazine (print/digital/both): www.banneroftruth.org/magazine Leave us a voice message: www.speakpipe.com/magazinepodcast