Incredible podcast
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“I have always been a reasonable earner that lives payday to payday and have been comfortable with debt and found complex ways to justify spending more than I earn. Over the last year via Dave Ramsey and then yourselves I’ve really taken control of my finances. My wife and I now use YNAB to budget and choose our priorities. Will shortly be debt free and plan to fill our LISAs at a minimum. I have an NHS pension, my wife a defined contribution pension. I have 2 questions if that’s not pushing it. 1. My wife and I are selling both our homes (bought before together) and moving into a rental for 1-2years in a new area before we buy. We will have £500k in cash for 1-2years. Are we best investing in government bonds? Premium bonds? High interest savings accounts? We’re both top rate tax payers and have no other assets.
2. My nhs salary will soon go over £100k and we are starting a family. You speak a lot about overpaying pension for tax reasons and it also helps keep the £20k childcare allowance. I don’t think I can overpay an nhs pension, or can I? Others seem to be getting cars on lease to avoid it. Any ideas.
Once again thanks for the unbelievable podcast, I’ve learned so much and feel much more positive about our financial future.
Matthew”
Hjkllll via Apple Podcasts ·
Great Britain ·
11/03/24
More reviews of The Meaningful Money Personal Finance Podcast
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“I listen to a variety of podcasts, property podcast, property radio, motley fool, music weekly, moral maze on my commute to Portsmouth but this always rates as my number one. The presentation style is constantly high with a great mix of humour and advice which motivates. Brilliant Pete, thanks...”Read full review »
Hoylaker_ via Apple Podcasts ·
Great Britain ·
12/17/13
“Been listening several months, and it's all great 'common sense' investment advice, coupled with good info that's not overwhelming for a novice. Occasionally has info relevant only to UK listeners, but still very worth your time.”Read full review »
Eppyaunome via Apple Podcasts ·
United States of America ·
12/04/13
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“I've been looking for podcast that talks about personal finance and investment until I came across Pete's podcast. I've listened to most episodes twice!
Couldn't have asked for a better podcast, I particularly like the humour and manner in which Pete talks. Keep up the great work.”Read full review »
Muktar Mahama via Apple Podcasts ·
Great Britain ·
08/12/13
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