Episodes
We're back to debunk even more of the biggest financial lies that we see all the time on the internet, to help you understand what’s real, what’s fake, and how to do money better.
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Bring confidence to your...
Published 09/27/24
"My 28-year old kid is getting married in December and has a 6-figure net worth. I want to make them get a prenup before they get married, but am wondering what the Money Guys think. I would hate to see their financial future slip away due to a messy divorce."
We'll walk you through that question and more in today's Q&A episode!
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Published 09/25/24
"What should financial mutants be doing if the market seems to be on the brink of a recession?"
We'll walk you through that question and more in today's Q&A episode!
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Bring confidence to your wealth building with...
Published 09/23/24
It can be hard to know what makes someone “wealthy” depending on where they are in their journey.
So, here are some wealth checkpoints you could shoot for by the end of each decade to assess where you are on that curve.
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Published 09/20/24
"With the S&P 500 being heavily leaning on the magnificent 7 tech stocks, would you still consider it well diversified?"
We'll walk you through that question and more in today's Q&A episode!
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Published 09/18/24
"I'm 23 years old. I am about to start my first job in my career field. What are the first things you recommend someone do when starting a job to set them up for success financially?"
We'll walk you through that question and more in today's Q&A episode!
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Published 09/16/24
Cash is not trash… and if you aren’t making money on your cash, what are you doing?! Get in there! With hints of inflation slowing down, and talk of future rate cuts from the fed, your time to optimize on these 5%+ high-yield accounts may be limited.
We want to help you make the most of it, and implement some long-term strategies that will keep your money working for you.
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Take the...
Published 09/13/24
"At what point should I consider selling an accidental rental property? I’m making about 10% cash on cash, but it seems like a lot of work for $300 per month."
We'll walk you through that question and more in today's Q&A episode!
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Published 09/11/24
"I have freed up an extra $700 a month to pay off 30k (3.9%) car. Is it better to make an extra $700 payment each month or save in HYSA at 4.5% until I have enough to pay it off? The minimum payment is $580 for 60 months."
We'll walk you through that question and more in today's Q&A episode!
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Published 09/09/24
We call our community Financial Mutants for a reason – they’re different than the average person. They think, behave, consume, and save in a way that is contrary to the norm. One of the most important skills we see is their ability to know that small decisions have profound effects on your financial life. We walk you through four of these small decisions and talk about how a seemingly dismissible difference can turn into a difference of millions of dollars in the future!
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Published 09/06/24
"Can we have too much in cash? My wife and I were saving for a new home, but decided to stay in our starter home instead. We have a large amount in cash now but we like the added security and flexibility to use it how we want (home renos, vacations, etc.). If we're saving and investing 25% for retirement, is there anything wrong with keeping it in cash?"
We'll walk you through that question and more in today's Q&A episode!
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...
Published 09/04/24
"What can we all do to prevent identity theft besides doing things like freezing our credit? I'm not sure if you've gone over this topic before."
We'll walk you through that question and more in today's Q&A episode!
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Published 09/02/24
"What were your luckiest financial decisions? How much of your wealth building do you think has been about discipline vs. luck?"
We'll walk you through that question and more in today's Q&A episode!
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Bring...
Published 08/30/24
"My husband and I bought a home in 2021. We thought we were buying within our means, but are now overwhelmed with maintenance costs and increasing monthly payments. Do we need to move?"
We'll walk you through that question and more in today's Q&A episode!
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Published 08/28/24
"If my wife and I liquidate all assets except retirement which is around 40k, we could buy our first home in cash (300k). Should we consider this or take on a mortgage?"
We'll walk you through that question and more in today's Q&A episode!
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Published 08/26/24
Personal finance is personal. A good strategy for someone in their 20s just starting out on their wealth building journey is probably not right for someone with a million-dollar portfolio.
So, we wanted to break down what might be valuable to do with your next dollar, for people at different stages of that wealth building journey.
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Published 08/23/24
"I am so addicted to saving (30-35% savings rate) that I am worried I don't know how to turn it off. It is starting to affect my desire to enjoy today. My spouse is 30 and I am 32 and we have about $270K in retirements and $30K in a taxable brokerage. I still want to cheap out on family vacations. I feel like I have a sickness... Any advice on how to know when enough is enough?
We'll walk you through that question and more in today's Q&A episode!
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Published 08/21/24
The 401k is one of the most powerful wealth builders. However, there is a mistake people are making that could destroy their retirement.
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Bring confidence to your wealth building with simplified strategies from The Money...
Published 08/19/24
There are great resources out there like automated savings, savings buckets, and budgeting apps to help you know how much to save and to help with behavior. We know how to save, but one question that goes unanswered often is… how do I actually pay for these big expenses? And is it ever okay to take out loans?
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Published 08/16/24
"I'm an air traffic controller that has to retire at 56. I have TSP and 30-40% pension... but I feel like i am losing so much compound growth by forced early retirement. Any suggestions?"
We'll walk you through that question and more in today's Q&A episode!
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...
Published 08/14/24
"I saw your article on inflation slowing down - Do I need to start moving my cash out of my HYSA and lock in the high interest rates? Or should I wait for the rate cuts? What would you recommend moving it to?"
We'll walk you through that question and more in today's Q&A episode!
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Published 08/12/24
We’re amazed at how many people do not track a few fundamental numbers when it comes to their finances. We correct that today. Buckle up to cozy up with these important numbers!
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Bring confidence to your wealth...
Published 08/09/24
"Increasing 401k sounds nice until you have a lean month and don’t have a good way of getting that money back. Especially when my pay varies. How do you deal with that?"
We'll walk you through that question and more in today's Q&A episode!
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Published 08/07/24
401(k) Savings rates are at an all-time high - so what's going on, and what do we think about this?
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Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial...
Published 08/05/24
You like self-assessing, knowing you’re on the right track, and celebrating those small wins along the way. We get it, because we do, too!
This week, we’re going more behavioral and really nailing down 7 milestones of cash flow - what you’re doing with your money day in and day out, regardless of the market or other factors beyond your control.
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Published 08/02/24