About Dr. Brad Klontz Brad Klontz, Psy.D., CFP® is an expert in financial psychology, financial planning, and applied behavioral finance. He’s an Associate Professor of Practice at Creighton University Heider College of Business, Co-Founder of the Financial Psychology Institute, and Managing Principal of YYMW Advisors.  Dr. Brad is co-author/co-editor of 9 books on the psychology of money, including his latest book- Start Thinking Rich. What You’ll Learn In this episode we talk about: Poor vs broke and why there is a big difference What holds people back with their finances? Advice for those who might have friends/family that are holding them back Resources Say hi to Whitney on IG: @whitney_hansen_co Grab a copy of Start Thinking Rich and get a special mastermind offer Learn more about your ad choices. Visit podcastchoices.com/adchoices