In this episode, we are talking about retirement planning. It's not a sexy subject and it certainly is not the most popular subject, but that's exactly why you need to listen and pay close attention to this episode. Retirement planning is something that most people put off way into their thirties and by the time they realise they need to plan for retirement it often requires such drastic lifestyle changes that most people simply continue to ignore the disaster ahead. With our increase in life expectancy, it is anticipated that most people will live close to 90 and if you factor in that most people will retire at around age 65, that means you have 25 years of living expenses you need to make provision for from your earnings today. This coupled with the fact that a recent survey of first world countries and their pension schemes anticipates that pension funds will only be able to support 45% of retirees in the next 50 years, so the question is what can you do to make sure you have a secure financial retirement plan.