On this week's podcast Damien explains the latest changes to the energy price cap revealing how it will impact energy bills and whether now is a good time to fix your energy tariff. Damien then provides some insights on the upcoming UK General Election and its potential impact on the UK stock market and the pound. Finally, Andy explains your refund rights if the event you are due to attend is cancelled or rescheduled.   Check out this week's podcast article on the MTTM website to see the...

Welcome to Damien's Market Update for May 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

In this week's episode Damien discusses the benefits of implementing a 'zero spend month' or 'limited spend month'. Damien also provides tips on how to increase your chances of success. Damien and Andy then explore the advantages and disadvantages of home swapping holidays. Finally Damien analyses where the market thinks the Bank of England base rate will be over the next 5 years before looking at the current trends in mortgage rates.   Check out this week's podcast article on the MTTM...

In this week's podcast Damien discusses share buybacks explaining what they are and the impact they can have on investors. Damien then look at various ways parents and grandparents can help younger family members financially, without impacting their wealth or lifestyle. Finally, Damien explain how energy bill balances fluctuate throughout the year based on the billing start date and why May is a key month in that cycle.   Check out this week's podcast article on the MTTM website to see the...

In this episode, I discuss my latest piece of investment research where I look at consistent funds, and reveal one global equity tracker fund that passes the test. Andy then explores the issue of debanking, explaining what it is and what can be done if it happens to you. Finally, I discuss the nuances of shopping for car insurance and the importance of ensuring you're getting the same level of cover when comparing quotes on different comparison sites.   Check out this week's podcast...

In this week's episode Damien provides some technical analysis on the FTSE 100 and the GBP/USD exchange rate, explaining where both might head next and how you can carry out your own research for free. Damien also talks about a major credit card provider's change to the minimum payments on its credit cards, including the potential impact it could have on your debt and what you can do to avoid it. Finally, Andy explains why it might be worth considering a number of smaller mobile phone...

In this week's episode I explain the possible reasons behind the significant increase in the price of gold in recent months. I also reveal how a conversation with my daughter led to me explaining how compound interest works and her excitement at discovering how saving small regular amounts from a young age can lead to significant wealth over time. Finally, Andy explains how taxable benefits work and the importance of checking your tax code.   Check out this week's podcast article on the...

Welcome to Damien's Market Update for April 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien and Andy make an important announcement about the future of the Money to the Masses podcast.   You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may...

On this week's episode Damien looks at the launch of the new NS&I British Savings Bond. How does it work, who is eligible and is it any good? Damien and Andy then explain the new rules that have come into force allowing parents of children as young as 2 years old to get 15 hours of free childcare a week. Finally, Damien discusses the Loud budgeting phenomenon that has taken social media by storm.   Check out this week's podcast article on the MTTM website to see the full list of...

On this week's show we discuss the Best Stocks and Shares ISA for different types of investor. We also analyse whether our Perfect ISA Portfolio has maintained its track record of making money in every tax year since the year 2000. Finally, we explain how you can get paid to use energy thanks to a particular energy tariff and something called plunge pricing.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Watch the...

On this week's show, Damien delves into how you could unexpectedly face thousands of pounds in charges for a 'courtesy' car provided by your car insurance following a claim—even if it is included as a free benefit in your policy. Damien and Andy then discuss the increasing complaints about loans that have been mis-sold, explaining what constitutes a mis-sold loan and how you can file a complaint (and potentially claim compensation) without the need for a claims management company. Finally,...

Welcome to Damien's Market Update for March 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

On this week’s episode Damien discusses how much annual income you need to have the retirement you want. Damien also explains the pros and cons of deferring your state pension. Finally, Damiena nd Andy reveal an emerging trend in the latest bank switching offers.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the show: Check out the latest cashback deals: Best ISA cashback offers and fee-free deals  Best...

On this week's podcast Damien and Andy analyse what was and wasn't announced in this week's Spring Budget and what it means for your finances.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the show: Check out the latest cashback deals: Best ISA cashback offers and fee-free deals  Best pension cashback offers and fee-free deals Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5...

On this week's show, we discuss the new Rate Reducer Scheme which could cut a new-build buyer's mortgage rate down to as low as 0.99%. We also discuss the income fund opportunities for those looking to build a portfolio that generates an income to keep pace with inflation. Finally, I explain the Japanese method of saving money as well as the benefits of financial journalling.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's...

Welcome to Damien's Market Update for February 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

In this week's episode Damien discuss 'Dow Theory', a cornerstone of technical analysis in investing, explaining how it can be used when trying to predict market trends. Damien and Andy then discuss the latest cut to the energy price cap and how an innovative tariff from British Gas could signal a wave of better deals for energy customers. Finally, Damien discusses the introduction of eSIMs by Revolut, allowing users to access mobile services at reduced costs while travelling abroad.   ...

On this week's episode, Damien look at the best performing managed Stock and Shares ISAs. Damien and Andy then discuss cancer insurance and how it works. Finally, Andy talks through how to cashback stack effectively.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Take Action: If you feel empowered to take action based on what you've heard in this week's show, you can help support the Money to the Masses Podcast by...

On this week's show Damien discusses the potential mis-selling of car finance and the impact it could have on consumers. Damien then conduct an investment-themed quiz before Andy talks about self-assessment tax returns and the penalties for late filing.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   FCA launches car finance review

On this week's show Damien explains the potential drawbacks of certain types of ETFs. Harvey then joins Damien and Andy to discuss the rising cost of funerals and the various ways you can plan ahead. Finally, Damien discusses a different approach to the traditional 'FIRE' movement (Financial Independence Retire Early)   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Life insurance or funeral plan: Which is best? Fund...

Welcome to Damien's Market Update for January 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

On this week's show Damien and Andy discuss how to take advantage of the cuts to national insurance, which came into effect on 6th January, to improve your finances. Damien then explains why more people will be unaware that they will now have to pay tax on the interest earned on their savings. Damien explains who is impacted, when they need to pay and how to go about it. Finally, Damien discusses the importance of reflecting on past money failures and successes.   Check out this...

On this week’s show Damien explain the importance of making incremental changes to help improve your financial situation. Damien then explains how new tax rules could impact those with a side hustle. Finally, Andy highlights the key dates in 2024 that are likely to impact your finances.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. The best budgeting apps The Money to the Masses budget planner MTTM Podcast...

On this week's show Damien discusses the possible investment themes of 2024 as well as investment bank predictions of where stock markets will be at the end of 2024. Damien also reveals all of the ways in which listeners can engage with Money to the Masses as well the tools and resources available.    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Damien's Money MOT 80-20 Investor Learn more about investing Subscribe to...