Interest rates have been a hot topic recently, following the first OCR cut in years.  The question now at the front of everyone's minds is whether it's time for a long-term fixed rate to avoid any more uncertainty, or to hold off in the hope for more cuts to come.  Economist Ed McKnight joins Tim Beveridge on The Weekend Collective to discuss how you can haggle with your bank to get a better deal.  LISTEN ABOVE See omnystudio.com/listener for privacy information.