Kevin engages in a thought-provoking debate with tenant Alana Jackson James. They explore the complex relationship between landlords and tenants, discussing rent increases, costs, and the challenges both parties face. Kevin also shares invaluable insights into the property market, government policies, and the importance of financial education. KEY TAKEAWAYS  Landlords are not simply raising rents to increase profits; they are facing significantly higher costs due to interest rate hikes and maintenance expenses, often only passing a small percentage of these increases onto tenants. The government benefits from higher property prices through increased taxes, such as inheritance tax, capital gains tax, and stamp duty, while landlords and tenants struggle with affordability. Landlords play a crucial role in providing housing for those who cannot or do not want to buy, and removing them from the market would lead to a severe shortage of available homes. The government and media often use the landlord-tenant debate as a vote-winning strategy, distracting from the real issues and lack of effective solutions to the housing crisis. Financial education is essential for both tenants and aspiring property owners to make informed decisions and create a stable future, as the school system fails to provide this crucial knowledge. Empty homes owned by councils could be a key solution to the housing shortage, but there seems to be a lack of political will to address this issue effectively. BEST MOMENTS   "Higher rents does not make me more money as a landlord. Very simple thing. Higher rents are because of higher costs." "The system does not teach us financial education in school. And they don't teach us financial education in school because they don't want you financially educated." "Attack the easy person to hit. It's like the bully in the playground, go for the little guy. So let's attack the little guy." "Too many people are too book-smart and not street-smart. And what that means is they get stuck in a job exactly in the system the government want you in. Yeah, giving you enough every month to survive but not enough to thrive." "Cheaper prices, cheaper rents. Cheaper interest rates, same profit margin, solved the problem. But who actually needs higher prices? The government. The government need higher prices. Why? Because they get a tax for higher stamp, higher price, more stamp duty. Higher price, more capital gains tax. Higher price, more inheritance tax." "Sometimes you have to do what you don't want to do so you can do what you want to do.I worked really hard doing what most people won't so that I can spend the rest of my life living how most people can't." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/