In this episode, Michael continues his conversation with Kel, AKA Mrs Smart Money, who embarked on a "No Spend Year™" in 2019. She reduced her family's expenses by over €27,000, leading her to write a best-selling book, Mindful Money: More Money, More Freedom, More Happiness, became QFA qualified and became a money coach. Since her no spend year, she has harnessed her scientific background to create a powerful coaching formula to help others build the lives they deserve. In part 2, Kel shares details of what happened after her no spend year and how she was able to follow her passion to help more people take control of their finances. Show Notes Learn more about Kel at her website:https://www.mrssmartmoney.com Or you can catch up with her daily insights over on Instagram:https://www.instagram.com/mrssmartmoneyhq Or on Linked In:https://www.linkedin.com/in/kel-galavan-money-mindset-coach/ Subscribe to The Irish Fire Podcast Newsletter:https://www.firepodcast.ie/newsletter