The Small Business Sessions, Enterprise Nation's podcast powered by Xero, is back for another episode. Series four, hosted by Enterprise Nation head of content Dan Martin, features a brilliant line-up of entrepreneurs and experts sharing insights and inspiration on how to start and grow a brilliant business. Gone are the days when businesses only had one or two options for funding; there are now lots of choices. One of them is Iwoca, which provides business loans of £1,000 - £200,000 without long waits and endless paperwork. In this week's podcast, Colin Goldstein, Iwoca's commercial growth director, joins Edwards Berks, at Xero, to discuss: finance options open to small businesses, how to manage cashflow, the role of accountants, dealing with late payment and the government's alternative finance referral scheme.