Markets are in the middle of earnings season. Signal to sell or buying opportunity? Donnovan Andrews, Tom Lee, co-founder of Fundstrat and FSInsight, and Chi Tsang, Managing Partner of m1720, discuss Fed moves and how mortgage rates could collapse in November. 40% of the populations in Europe and East Asia will be over 65 in 2050. Policies will need to adapt to the new reality and the world will have to rely on other countries to drive economic growth. Microsoft claims $30/month for its generative AI Copilot can replace an analyst. If true, then it's way too cheap. AI adoption is moving faster than expected into corporate America. Will productivity gains trigger labor replacement?