In episode 114, Raphael (Twitter: @WorkMoneyLife) and Charles aka Todd Millionaire (Twitter: @RealToddBillion) are joined by Bruce Hill aka New Skills New You and discuss the Dave Ramsey's 7 Baby Steps, renting vs owning, how to start on the road to financial freedom, buying assets with a group, starting a side hustle, the importance of increasing income, laddering your income, and much more!   People mentioned: Dave Ramsey, Suze Orman   Books mentioned: "Rich Dad, Poor Dad" by Robert Kiyosaki   Book a podcast coaching call with Raphael here: Calendly.com/RaphaelHusbands   Launch your podcast in less than 24 hours with "PodcaSTAR: the Podcast QuickStart Guide" for only $1 (https://gumroad.com/a/829125747/vlrVq)   Grab The PodcaSTAR Deluxe podcast course! click here  https://gumroad.com/a/829125747/JiDHi   Pick up the new podcast merch and support the show at TweetTalkMerch.com     PRE-ORDER the brand new course from Charles/ Todd Capital, "Business Automation Masterclass" https://gumroad.com/a/386774131/wdgps for $40 before it goes to $199!     Grab all the Todd Capital money-making course here: https://gumroad.com/a/386774131   Follow us on social media: Twitter- Tweet Talk Podcast @TweetTalkPod Charles @RealToddBillion Raphael @WorkMoneyLife   Instagram: Podcast-  @TweetTalkPodcast Charles- @ToddBillion @Todd.Capital @BlessABlackMan Views Luggage brand  @views.at.todd.capital   Learn how to make money trading stock options, from Todd Capital!   This show's sponsors: Premium shoes need premium shoelaces from Get Laced Laces at GetLacedLaces.com All-natural body care products from Pure Body Co at ShopPureBodyCo.com Okiyefa Shades- The finest shades to fit your style: OkiyefaShades.com