For episode 129 of Tweet Talk the Black Wealth Podcast, Charles and Raphael speak with David Ball aka @CoinsNculture of  @House Rich: The Real Estate Show  about recessions, the housing market, the last housing crash, appreciation, mortgage underwriting guidelines, house hacking, and more! David "CoinsNculture" Ball is a mortgage underwriter, Navy veteran and a housebuying advocate. You can follow him on Twitter @CoinsNculture and Instagram @CoinsNculture People mentioned: Jeff Bezos Books mentioned: "The Richest Man in Babylon" Become a part of the Todd Capital community and join our Millionaire Fam on Patreon to get exclusive access to the hosts of Tweet Talk the Black Wealth Podcast and The Millionaire Talk Show: http://moneyteamtc.com Learn how to Trade Options, run a vending machine business, start an investment club, invest in real estate long distance etc from Todd Capital: https://gumroad.com/a/386774131 Follow us on Twitter:  Charles @RealToddBillion https://twitter.com/realtoddbillion Raphael @WorkMoneyLife https://twitter.com/WorkMoneyLife Tweet Talk @TweetTalkPod https://twitter.com/TweetTalkPod Follow us on TikTok: @Todd.Capital https://www.tiktok.com/@todd.capital Follow us on Instagram: Tweet Talk @TweetTalkPodcast https://www.instagram.com/tweettalkpodcast/ Charles @ToddBillion https://www.instagram.com/toddbillion/ Todd Capital @Todd.Capital https://www.instagram.com/todd.capital/ Bless A Black Man organization @BlessaBlackMan https://www.instagram.com/blessablackman/