Joshua Benadiva sits down with Arad Levertov, founder and CEO of Sunbit, a pay-over-time, point-of-sale financing solution for everyday expenses such as auto-repair, dental care, vet care, and more. Sunbit offers a no-fee credit card, as well as a point-of-sale lending option available at over 20,000 service locations. In-line with Arad's founding vision, Sunbit approves over 90% of borrowers, and the company was most recently valued at $1.1 billion. In this episode, Arad shares how and why he started Sunbit, his vision for the future of the company and the buy-now-pay-later model more generally. He also shares some of his secrets to building a mission-driven company, as well as how Sunbit integrates powerful machine-learning models to maximize value for customers. About Arad Levertov: Arad Levertov co-founded Sunbit, where he currently serves as Chief Executive Officer. A FinTech veteran, Arad’s strong leadership skills come from his background as a Major in the Israeli Navy Seals. Arad holds an MBA degree from Duke University Fuqua School of Business. Previous to Sunbit, Arad was COO of Enova International, where he successfully managed an $800M business and led teams across product, marketing, strategy, HR, and operations. Prior to Enova, he ran Operations and Systems Development at Intel.