The UK is facing a housing crisis hitting both buyers, renters and those who aren’t in a position to live in a stable home. Factors such as rising mortgage rates and inflation mean that people are increasingly struggling to meet their housing costs, especially those on low incomes – and women disproportionately fall into that bracket.  There are a number of reasons for this: of all jobs that pay less than the living wage – 60 per cent are held by women. Over the course of a woman’s lifetime her income can be seriously affected by taking time out to care for children or elderly relatives. Even in higher paid jobs, women still earn less than their male counterparts. Katy Balls speaks to a specialist panel of guests to discuss housing crisis from a female perspective: Rachel Maclean – Minister of State for Levelling Up, Housing and Communities; Esther Dijkstra – the Managing Director of Intermediaries at Lloyds Banking Group; and Clare Miller – the Group Chief Executive for Clarion Housing Group. This podcast is kindly sponsored by Lloyds Banking Group.