Episode Summary In the Season 1 Finale show of Wrestling Payments, Joe Casali delves into the dynamic world of financial technology and seeks audience input or crowdsourcing of the critical issues for 2024.   Joe discusses a list of important, interesting and pressing issues with a request of the audience suggest how the Association should direct resources and energy in 2024. The episode closes with a call to action for listeners to participate in shaping the future content of the series. Casali encourages audience engagement through a survey, emphasizing the collective effort in navigating the complexities of modern payment systems. The episode sets the stage for continued exploration and discussion of financial technologies in the next season. Visit https://www.neach.org/podcasts to submit your ideas.   Key Insights Rise of Fast Payment Systems: FedNow's Impact Joe Casali discusses the rapid growth and adoption of FedNow, emphasizing its role in expanding payment options. With over 300 participants quickly joining, FedNow represents a significant move towards faster, more reliable transactions. The dialogue revolves around the operational and strategic implications of adopting such technologies. Casali questions how institutions should adapt their policies, risk management, and compliance in response to these faster payment systems, urging listeners to consider their impact on the broader financial landscape.   Navigating Payment Innovations Amidst Risks The episode highlights the double-edged sword of technological innovation in the payment sector. Casali points to a recent ransomware attack affecting several credit unions as a case study for understanding the intertwined relationship between emerging technologies and their inherent risks. He calls for a robust understanding and preparation for these risks, emphasizing the need for proactive risk assessment and management strategies. The discussion extends to the broader implications for regulatory compliance and operational resilience in the face of these emerging threats.   Regulatory Landscape: A Moving Target Addressing the ever-evolving nature of regulations, Casali speaks on the necessity of staying informed and adaptable. With regulatory frameworks constantly shifting, organizations must be vigilant and proactive in understanding and preparing for these changes. The conversation delves into how regulations impact various aspects of payment strategies and risk management. Casali encourages listeners to stay engaged with regulatory developments to effectively navigate the complexities and ensure compliance in a dynamic environment.