Welcome to 'Your Drone Questions. Answered"! In this episode, we tackle a common question: Do I need drone insurance? Join John Dickow as he chats with David Young, founder of Drone Launch Academy, to dive deep into this topic. David breaks down drone insurance into two main categories: commercial use and recreational use (hobbyist). For hobbyists, your homeowner's insurance typically covers your drone as personal property, including liability for damage caused to others or their property. However, for commercial use, separate drone insurance is usually required. David explains the importance of liability coverage, especially in scenarios where drone accidents could lead to significant financial liabilities. He also discusses hull insurance, which protects your drone itself, and payload insurance for additional equipment like cameras and sensors. David provides insights into coverage limits, deductible costs, and where to find reputable drone insurance providers like Skywatch and Autopilot. Whether you're a hobbyist or a commercial drone operator, understanding drone insurance is crucial for protecting yourself, your equipment, and your clients. Tune in for valuable insights and practical tips on navigating the world of drone insurance. If you have more questions about drones or drone insurance, submit them to ydqa.io or join the Drone Launch Connect community. Fly safely, and we'll catch you in the next episode!  Join our Drone Launch Connect community here https://dronelaunchacademy.com/dlc/