Oversight of the TSP is 20/20. Its participants include members the House, Senate and occupants of the White House — as well as members or staff of the Supreme Court, FBI agents, IRS auditors, astronauts, SEC attorneys and CIA agents. Many prominent investors and financial experts have said they would L-O-V-E to be able to participate in a low-fee fund with such a generous employer match. And yet when it comes time to retire, some 22% of participants take all of their money out of the TSP within one year of leaving the government and invest in an outside account. How come? Many say they get more flexibility outside of the TSP. Others say they want more investment choices. Or more active management advice from professionals. So we asked a pro — Arthur Stein. He’s a well-known financial planner in the D.C. area and his clientele includes many active and retired feds. Including some members of the self-made Millionaires Club. He’ll be my guest today on Your Turn.