Welcome to the June edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss each step of a 3DS transaction; with a discussion on innovation at each stage, and provide more insights into how merchants today use 3DS primarily for higher approval rates or compliance as opposed to leveraging 3DS as a tool to shift fraud liability. Check out this podcast to learn more! Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition!