Welcome to the October edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss the highlights and key takeaways from the recent Arcot 3DS events held last week in Dublin and London. We encourage ongoing participation, as feedback has been very positive. Both organizers and attendees benefit significantly from these events, and we aim to make them even more impactful in the future. Listen to this podcast for the highlights or subscribe to Arcot Comms for regular...

Welcome to the September edition of the Arcot podcast! In this episode, James Jenkins discusses the upcoming Arcot 3-D Secure Summits. The first summit will take place in Dublin on October 22nd, followed by the sixth summit in London on October 24th. These events bring together industry leaders from the 3DS ecosystem, including Issuers, Processors, and Merchants. The key topics revolve around optimizing payments and reducing fraud by leveraging 3DS. In addition, James provides the key...

Welcome to the August edition of the Arcot podcast! In this episode, James Jenkins and Matt Cooke discuss how merchants can use the Arcot Scorecard to improve payment authentication outcomes. The Arcot Scorecard provides detailed authentication performance data, offering a comprehensive summary of 3DS performance and comparing it against similar merchants. By using the scorecard, merchants can gain insights into areas where they can enhance their performance and maximize value. This tool...

Welcome to the July edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss how merchants and issuers are now collaborating, and sharing real-time data to enhance decision-making processes. By providing issuers with more data through 3DS, merchants ensure a comprehensive view of transactions. This empowers issuers to make better decisions, resulting in higher approval rates for transactions. The shared goal remains clear: streamline legitimate transactions while...

Welcome to the June edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss each step of a 3DS transaction; with a discussion on innovation at each stage, and provide more insights into how merchants today use 3DS primarily for higher approval rates or compliance as opposed to leveraging 3DS as a tool to shift fraud liability. Check out this podcast to learn more! Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for...

Welcome to the May edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share updates on the merchant pilots; using 06 and 05 RCI codes to drive performance, upcoming events, and scorecard enhancements. Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition!

Welcome to the April edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share highlights from the recent Arcot 3DS Summit in London. They also cover ​​leveraging AI in the Arcot platform; specifically the AI ruleset. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the March edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss an Arcot to Arcot approach (Arcot 3DSS to Arcot ACS), which results in additional data shared between Merchants and Issuers to realize higher approval rates, less friction, and reduced fraud. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the February edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss optimal 3DS data for both merchants and issuers. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the January edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the major themes that will be relevant to EMV 3DS in 2024 and how this year is set to be transformative for Arcot. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the December edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke talk about the recent VMWare acquisition and provide 2023 year-end reflections. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the November edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss Arcot’s innovative and merchant-focused approach to 3DS that empowers merchants to enhance security, reduce transaction costs, and significantly improve conversion rates. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the October edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the highlights from the recent UK Summit in London – an open discussion and collaboration across issuers, processors, and merchants, and they share their views on 3DS best practices. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the September edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the upcoming 3DS Summit in London and what to expect, along with the key topics on data-driven execution. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the August edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the EMV 3DS processing recommendations for PSD2 for Merchants/Acquirers and for Issuers, and a few more topics. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the July edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss the Arcot framework for third-party risk insights and a series of topics related to enhancing 3DS performance. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the June edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss two important topics. The first relates to reducing challenge rates through exemptions via Arcot’s Trusted Beneficiary offering. And, the second topic is Arcot Fraud Alerts; a new service where Arcot sends regular alerts to customers on anomalies across the Arcot Network to quickly adapt rules and prevent fraud. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy...

Welcome to the May edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share the issue of 3DS challenge rates; specifically that they are too high. While PSD2 compliance drove challenge rates higher, we now have an opportunity to leverage data, rules, and exemptions to reduce friction for cardholders. The benefits of this approach are self-evident; cardholders complete more transactions, resulting in more revenue, interchange, and business for merchants. Subscribe to...

Welcome to the April edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share key highlights from the 3DS Summit and discuss program management to help clients make the most of the platform. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the March edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share their perspectives on Strong customer authentication (SCA), which is at the forefront of payment adoption. Get more insights into how we do risk-based authentication, allowing legitimate transactions to just keep flowing with higher approval rates for issuers, which means higher approval rates for merchants, which means that everyone's winning! Subscribe to our Monthly Newsletter to stay...

Welcome to the February edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share details of our upcoming Arcot 3DS Summit in London and discuss 3DS best practices. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the January edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share 2022 reflections, provide insights into what’s ahead in 2023, and discuss plans to support clients. We also review industry trends and the rapid advances in robotics and artificial intelligence together with their implications for both digital and payments security. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this edition!

Welcome to the November edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke share information on the Visa and Arcot payment frameworks, the new self-service customer journey designer, and the latest Arcot Global Scorecard. Listen in to get highlights from the recent Arcot 3DS Summit in the UK, key changes post-sunset of 3DS 1.0.2, and thoughts on the recent events in the world of crypto. Subscribe to our Monthly Newsletter to stay updated via email. Hope you enjoy this...

Welcome to the October edition of the Arcot podcast! This month we mark the end of an era with the sunset for 3DS 1.0.2 which was fully sunset across the schemes on October 18th. As a business, we welcome this transition and the additional data elements and functionality of the new protocol. In this podcast, James Jenkins and Matt Cooke share their experience of the transition and also what lies ahead for the new phase of the protocol. Please subscribe to our monthly newsletter to stay...