Welcome to the July edition of the Arcot podcast! In this podcast, James Jenkins and Matt Cooke discuss how merchants and issuers are now collaborating, and sharing real-time data to enhance decision-making processes. By providing issuers with more data through 3DS, merchants ensure a comprehensive view of transactions. This empowers issuers to make better decisions, resulting in higher approval rates for transactions. The shared goal remains clear: streamline legitimate transactions while preventing fraudulent activity effectively. Subscribe to our monthly newsletter to stay updated via email and receive the Arcot newsletter for your regular updates on everything related to 3-D Secure and the digital payments industry. Hope you enjoy this edition!