The financial landscape is undergoing a significant transformation as traditional finance and decentralized finance (DeFi) begin to converge. Rather than competing, these two systems are evolving to complement one another, creating a more efficient and inclusive global financial system. This shift is being driven by innovations in blockchain technology, making financial services more accessible and user-friendly. In this episode of the Asia Tech Podcast, Karl Mohan, General Manager for APAC, Middle East, and Africa, and Global Head of Banking Partnerships at Crypto.com, challenges everything you think you know about money. Karl argues that the future of finance lies not in the rigid systems of traditional banks but in the innovative world of decentralized finance (DeFi). Some of the topics Karl covered in detail include: Karl sees DeFi and TradFi as two sides of the same coin. This hybrid model will power the future of finance, blending the robustness and reach of TradFi with the innovative, decentralized capabilities of DeFi. Karl’s passion for financial inclusion, particularly in underserved markets. He believes that crypto has the power to level the playing field. Karl highlighted that regulatory clarity is crucial to driving consumer adoption. The more clearly defined the rules and safeguards around crypto, the more likely people are to trust and use these services. Crypto.com's three-pronged strategy to reach 1 billion users. Karl emphasized that financial literacy is a key part of driving crypto adoption and Crypto.com University is an important part of this goal.