Opening Quote: "...Take it as a learning lesson so that you never do it again, because these shifts that we're having in the market are not a matter of if they happen. It's always a matter of when they come. They're cyclical, things go up, and things go down. That's just the way economies work. So live within your means next time around for sure. If you already were, then good job because you obviously learned something or somebody taught it to you and just focus on making yourself better, ho...