Here at the Newstead Group, we are not fans of the fear-mongering buzz words and click bait. But you know what we are fans of? Constructive insights that can help our clients and our listeners best navigate approaching the end of their fixed rate period. Interest rates were at an all time low from the end of 2020 to the start of 2022, and now many Australians who took out a home loan during this time are finding themselves nearing the end of the low fixed interest rate period on their home loan. Traversing new territory can be nerve-wracking, and that's why on this episode of the Brisbane Broker Podcast, Kade and Bobby are sitting down for a candid conversation on how to best navigate this space. When is the best time to refinance? If you refinance, should you opt for fixed or variable rates? When should you look at restructuring your budget, and what can the Newstead Group do for you to save you as much money as possible (hint - Piper the pricing whizz might have something to do with it). Tune in to learn how not to fear although the fixed rate cliff may be near, and listen out to hear the winner of our $500 giveaway! (yes, you read that correctly). Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! And email us via [email protected] to let us know what you'd like to hear about on our next episode. Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.