Wondering whether you should purchase or refinance before or after the holiday season? Tune in as our brokers discuss what you need to consider if you're looking to purchase or refinance in 2024 versus 2025! It's important to consider your own scenario as much as the current property prices and interest rates. Outside of these factors, there are a few key differences that need to be considered depending on when you want to pull the trigger: Obtaininng a pre-approval versus going...

The Brisbane Broker Podcast is proud to bring you our new series, Business of the Month! Establishing a profitable business often takes several years and the path to reach that is far from easy. It’s a roller-coaster ride that involves a countless number of personal and financial sacrifices, wins & setbacks, as well as an exceptional amount of courage to go all-in and follow through with your vision. As local Newsteadians, we love to support local businesses - who doesn’t? In this...

This month on the Brisbane Broker Podcast, Bobby and Kade are delivering borker talk with the works! It's been a little while since our brokers got into the nitty gritty of what's going on in the lending landscape. So we thought, there is no time like the present, because right now we're seeing LOTS of home loans due to settle in September. With this type of movement in the property space we're seeing movement in the finance world too! We're talking: What we're seeing as our clients...

On this episode of the Brisbane Broker Podcast, Bobby and Kade are joined by Ben and Cara Brett from Bounce Financial to unpack the misconceptions of financial planning! Ben and Cara are financial advisers at Bounce Financial, working with their clients to develop a financial plan that addresses their investments, superannuation, insurance, tax and any other financial issues. Like mortgage broking, financial planning has its fair share of misconceptions. You might have wondered, are...

Sound spicy? That's because it is! On this episode of the Brisbane Broker Podcast, Kade and Bobby are serving pre-approval realness. We hope you're buckled in for some hot takes. In recent years, the demand for pre-approvals has sky rocketed and we attribute this to increased competition in the home buying market. In some cases, you can't even inspect a property without a pre-approval, sort of goofy right? So, let's get into it - what is a pre-approval; how does it work; when should...

Are you wondering whether you are ready to refinance? On this episode of the Brisbane Broker Podcast, Bobby and Kade are going to help you answer that question! This month, our brokers are unpacking the basics of refinancing, including what refinancing is, what refinancing involves, and the reasons why you should (or shouldn't) refinance, depending on your scenario. The big ticket item when it comes to refinancing? You guessed it - interest rates! Our brokers can help you understand how...

So far this year, Bobby and Kade have been covering the Top's of 2024. We've covered property predictions, commercial banking and now - we're covering income policies! So, what is an income policy? Income policies are policies set by lenders and utilised by our brokers to find you tailored financial products that suit your employment and income. In this month's episode of the Brisbane Broker Podcast - we're covering the income policies that we are seeing the most amongst our clients at the...

On this month's episode of the Brisbane Broker Podcast, Kade and Bobby are joined by Naomi Smith from Judo Bank! Naomi is Director of Relationships at Judo Bank, an Australian neobank focused on small and medium-sized enterprise lending. Naomi walks us through how the commercial banking landscape is shaping up in 2024, including turnaround times on applications, pressures being faced by different sectors, risk ratings and more! Wondering what the heck WALE and CRE mean? We've got...

Our borkers are BACK for another year of the Brisbane Broker Podcast! To welcome you all back to the show and the new year, Bobby and Kade are diving into their 2024 Predictions in Property. This is a jam packed episode full of industry insight as our brokers unveil what trends they are predicting in the property market in 2024. From home buyer's FOMO to the impact of the Olympics on property prices, and tips for those refinancing or looking to purchase their first home - this episode has...

On this episode of the Brisbane Broker Podcast, Kade and Bobby sit down with Kerry Sainsbury, Founder and Director of Credit Success. Credit Success helps Australians correct and maintain a healthy credit score, offering a variety of services from default removal to court action and judgement removal. Kerry has over 20 years of experience in the banking, finance and credit repair industries, and is passionate about building awareness through education around credit. Kerry says, "Bad credit...

This month Kade and Bobby sit down to discuss the ins and outs of commercial lending (and by the way- did you know Kade was awarded FBAA's #2 Australian Commercial Property Broker for 2022?!). It's only fitting! In this episode of the Brisbane Broker Podcast our brokers will run you through the big ticket items to consider when looking to acquire a commercial loan. How is serviceability calculated? What is an Interest Cover Ratio (ICR)? And what the heck is a WALE (hint - not the majestic...

The current state of interest rates have more and more people opting for an offset account - but what exactly is an offset account, and how can it benefit your home loan repayments? In this episode of the Brisbane Broker Podcast, Bobby and Kade break down the offset account for you. What are the pro's and con's? What are the costs involved? What finance scenario is most suitable for an offset account? What are the different types of offset accounts? What lenders offer the...

Dear First Time Property Investors, This episode is for you! On this episode of the Brisbane Broker Podcast, Kade and Bobby sit down for a chat about everything you need to know before investing in property. Whether you're a first home buyer ready to enter the market, or someone looking to diversify their portfolio - we've got it all on this episode! Our brokers outline the potential goals you might have before investing in property and how you can fulfil them, as well as the risks...

The property market is ever changing, which can be incredibly daunting and draining for first home buyers. We hear you - that's why we decided our crash course was long overdue for an update. Yes - we last did this in January 2022! ...and things (*cough* - rates) have changed just a little since then... Take a deep dive with us on all things first home buyer as our mortgage brokers, Kade and Bobby, talk through: Current property stock in the market. How to set realistic expectations. ...

This episode we're serving F-A-Q'S! That's right - buckle up because Bobby and Kade are coming at you with rapid fire speed, answering 15+ questions that we receive from our clients on the reg. We're covering everything from your HECS debt (sorry- we know it's triggering) to whether you should legally represent yourself when purchasing property (hint- we don't recommend). Car loans, purchasing off the plan, what documents you need to start the home loan process - we're covering it...

Here at the Newstead Group, we are not fans of the fear-mongering buzz words and click bait. But you know what we are fans of? Constructive insights that can help our clients and our listeners best navigate approaching the end of their fixed rate period. Interest rates were at an all time low from the end of 2020 to the start of 2022, and now many Australians who took out a home loan during this time are finding themselves nearing the end of the low fixed interest rate period on their home...

On this episode of the Brisbane Broker Podcast, Kade and Bobby sit down with Jeff Jordan from Ethel & Florence Real Estate Agents to talk all things, you guessed it - real estate! Jeff is a Licensed Sales Agent at Ethel & Florence with over 4 years of experience in the industry. Jeff is known as the Batman of E&F (in part because he was actually a former Professional Batman - yes you read that correctly). Like the dark knight himself, Jeff’s got a reputation for saving the day,...

Rates are a hot topic. With the RBA's frequent rises in the cash rate, people are on the edge of their seats on the first Tuesday of every month to see how their home loan is going to be impacted. But did you know that mortgage brokers can actually keep your interest rates competitive? That's right - we go in to bat for you with this fancy tool we call PRICING! Pricing allows brokers to negotiate your interest rate with your bank. See ya rate creeps, and bye bye loyalty tax - not at the...

We didn't know how else to describe this episode other than the fact that these POLICIES. POP. OFF. It isn't common knowledge that there are actually LOTS of lender policies carefully curated for a variety of professionals, and in this episode of the Brisbane Broker Podcast, we're breaking them down for you! If you're looking to enter the property market and you... Work in essential services Are self employed Are a casual employee Are a director of a company Work in medical and...

The answer is yes - we have LOTS of news to share with you! It's a NEW year, we're back for a NEW season and we have TONNES of mortgage broking and finance NEWS to share! So plug in, buckle up, and get ready for the first episode of Season 2 of the Brisbane Broker Podcast. In this episode our brokers discuss what you can expect from the property market as we settle into the new year. What's happening with interest rates and rate rises? Is that cash back offer really worth it? When is the...

It’s the season finale - our last Brisbane Broker episode of 2022! The Brisbane Broker Podcast has officially been around for ONE WHOLE YEAR (we can’t believe it either!). And to celebrate, we’re taking the time to reflect on some of our most memorable moments of 2022. In this episode, Kade and Bobby reflect on some of the Newstead Group’s biggest achievements of 2022, and what the brokerage is gearing up for in 2023. We’re talking new ventures, rate predictions, and… Dolphin...

This month on the Brisbane Broker Podcast our borkers Bobby and Kade sit down for some good old fashioned borker talk. We thought it was time for a catch up – so put your headphones on, grab a pain au chocolat to celebrate National Chocolate Day with us (and our new refer a friend program *wink*), and get ready for some industry insights!  We’re spicing it up in this episode as we unpack some of the finance industry’s hottest topics right now – how are lenders responding to increased...

On this month’s episode of the Brisbane Broker Podcast, Kade, Ashleigh and Bobby chat with Patrick Sherlock, Senior Associate at Shand Taylor Lawyers. Patrick specialises in property and commercial law and assists clients in residential and commercial transactions as well as advising on all aspects of property development. A solicitor is one of the cornerstones of the home buying operation. Your solicitor will guide you through the legal requirements that start from your initial offer on a...

This month Kade, Ashleigh and Bobby are joined by realestate powerhouse, Jessica Vine. With 18 years of industry experience under her belt, you could say Jessica fulfilled her childhood dream of wanting to sell houses (we think that 8 year old girl who inspected estate homes would be so proud!). Her passion for realestate lead her and husband, Mitchell Vine, to unveiling one of Brisbane’s most sought after agencies, Vine Property Agents, where the team guides both buyers and sellers through...