Hey BA fam! In this edition of the BAQA, Mandi and Tiffany break down the benefits of home equity lines of credit (HELOCs) -- and why they can be a useful financial tool if you have equity in your home. Plus, with the holiday season around the corner, we've got key tips for managing spending while in debt, as well as budget-friendly gift-giving ideas. We want to hear from you! Drop us a note at [email protected] or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices