Episodes
We got a HUGE response to our episode from last week! And since we got into Amon and Christina's channel, we've been diving down the YouTube rabbit hole and we wanted to share some of our favorite channels with you: Our Rich Journey (of course!) Our Rich Journey Junior Minority Mindset Investing with Rose His and Her Money We're interested in hearing your favs too, reach out and let us know who we should be watching! And y'all had great questions this week. We'll be talking about: What are...
Published 08/12/20
Amon and Christina were both government employees and parents of two kids. Through smart investing and a whole lot of hustle they were able to retire BEFORE AGE 40. Now they help other people pursue FIRE (Financial Independence, Early Retirement) on their YouTube channel, Our Rich Journey. In this episode you'll learn... how IKEA can be a gold mine for smart flippers ways to increase your savings without giving up everything you love why sometimes the smart thing in the stock market is the...
Published 08/05/20
As the end of the extended unemployment benefits looms, we're learning more about what the new stimulus bill may look like. All we know is you need to put your mask on and vote like your life depends on it. Get your VOTE mask here: https://www.resistancebydesign.com/fair-fight?fbclid=IwAR0OvKnh_kLru-NTZNpFqeaa9COHS6Myuz263jBWzlZrdE1zSlyeLI0M2_o We're also answering your questions, including one from Tiffany's mom! The lease is up on my car and I'm way below my miles, is it a good idea to buy...
Published 07/29/20
The whole country is trying to figure out what to do about school for next year. Lots of parents are trying to make some really difficult decisions right now. What are you doing about school as some school districts return to in person classes? Hit us up and let us know what’s happening where you’re at. And of course we're answering your questions like: The interest rate on my high yield savings account dropped to 1% because of the pandemic. Is there a point where I should pull my money...
Published 07/23/20
How do you get into your zone of genius? Tiffany's business coach has her whole team figuring out the intersection of what they're good at and what they love doing. She's already seeing returns. The point? Asking for help is baeeeeeee And you all had some great questions for us this week like: The pandemic has made our income uncertain, would it be weird for us to move back in with my in laws? I got a job offer right out of school in the middle of this pandemic. But the company has said...
Published 07/15/20
This week we're doing something a little different. Instead of answering questions, we're following up! Awhile back, a listener asked a question about negotiating salary during the pandemic. We gave her some advice, and this week she followed up to let us know how things went! Also a few weeks back, Tiffany shared her story about learning what the drama triangle is. She talked about learning how to set boundaries and say no. A listener heard that story and wrote in to talk about her situation...
Published 07/08/20
Mandi is playing NO games in getting her house refinanced. Learn how to shop around and make the loan officers work for YOU. On the flip side, if you're having trouble keeping up with a mortgage payment, check out this guide to Covid-19 related mortgage help. And finally we're answering your questions, including: Are you familiar with a sou sou? Is it a ponzi scheme or pyramid scheme? I may not be able to give my job 2 weeks notice before I quit, what are your thoughts? Read these...
Published 07/01/20
Mandi is taking concrete steps to handle racial disparities at work, Tiff is saying no to people who don't deserve her time, and hello to all the new people listening from Spotify! Mandi's more equitable workplace steps: Ask the company to publish diversity stats Start a mentorship program Racial equity/implicit bias training for any person who will be making hiring decisions Look at dress codes Pay equity study More specific performance reviews If you think you might've been the...
Published 06/24/20
What does allyship look like, and why is it important in this current moment? Do companies actually mean what they say when they're posting about Black Lives Matter? And what do palm trees have to do with all this? For more check out: https://www.tonybakercomedy.com/ change.org/renamegrady The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change – https://colorofchange.org/ 16 Orgs that are bailing out...
Published 06/17/20
We've got hopes and dreams for this moment, and we've spent a lot of time thinking about how we're going to move forward from today. But also, DID YOU SEE TIFF ON QUEER EYE? What Tiff gave Tyreek is her 36 day Live Richer Challenge. You can do this too! Check it out. You can find the Instagrammer Tiff talks about on this episode @wordy.talk Check out these links for more: The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.org Support a Black...
Published 06/10/20
The world is a lot right now. Let's talk about it. Resources: The NAACP Legal Defense and Educational Fund, Inc. - naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change - https://colorofchange.org/ 16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/ RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/ Links to anti-racist resources to send your white...
Published 06/03/20
Let's talk about the housing market. Will there be another housing crash like there was after 2008? Is now a good time to buy a house? What about refinancing? We talk about this and more, then we answer your questions like: If we get a second stimulus check, would it makes sense to spend a few hundred dollars on some stock while the the price is low? My grandfather gave me a car. Should I sell my old car or rent it out for extra income? And check out the following links for more: Lending...
Published 05/27/20
We got so many supportive messages from you all after last week's show. Thank you! This week we're trying to figure out what summer might look like, when we might be back in our offices, and who will be the first people in our quarantine bubble. Then we're answering your questions like: How do I handle closed credit cards to improve my credit score? I'm expecting a large lump sum of money, I need some advice on how to use it. Check out the links below for more information: Secured Credit...
Published 05/20/20
This week, Tiff got her house appraised, and the result came in mysteriously low. Wonder why that is? We also talk about the right (and wrong) ways to go about giving and receiving mentorship. Then, as always, we're answering your questions like: My mom is 60 and is horrible with money. What can I do to help her? What was your most ridiculous or unnecessary online purchase since quarantine began? how often do you take naps during quarantine? Or is that even possible? Since the quarantine,...
Published 05/13/20
Last week, Mandi talked about having hard conversations, and this week, Tiffany had one! Listen in to find out more. As always, we're answering your questions, like: -Since federal student loan payments have been waived until September, what should I do with the money that would normally go to my loan balance each month? -What are some of the pros and cons of putting your money into a money market account? -If now is a good time to invest, how do I start? Check out these links for more: Year...
Published 05/06/20
This week we're taking some time to check in on each other. We're making hard phone calls and having hard conversations, and giving ourselves A BREAK. We're also answering questions like: -what's going on with this rent strike movement in New York? -I'm trying to save for a house, but I have medical debt that I can't afford to pay, what should I do? Check out these links for more resources: For pro bono financial planning work for underserved communities:...
Published 04/29/20
Published 04/29/20
Happy Wednesday, BA fam! Why is Suze Orman is telling people to spend money on their credit cards right now? Get the scoop on this and other money questions this week like: Should we dip into our savings to pay for my husband's nursing school? Online savings account interest rates are dropping, is now a bad time to open one? If you receive social security and didn't get money for a qualifying dependent, go here to find out what you need to do. The deadline is 4-22! Magnify Money Online...
Published 04/22/20
Hey BA Fam - On this week's show, we're taking on scammers and price gougers, giving you the tools and information to keep your finances safe. For more information check out: Find Out When Your Stimulus Check is Coming via IRS FTC Coronavirus Scams Help Site 7 Common Covid-19 Scams Explained
Published 04/15/20
As we move into the 3rd or 4th week of staying home, COVID-19 is still affecting almost every area of our lives. We’re talking about how to cope. We’re going to tell you about how we’re taking care of our mental health, our families, and our businesses.  Last week we talked a lot about the stimulus checks many of us will be getting. This week we’re also talking about how this bill affects small businesses, freelancers, and other 1099 workers. Then as always, we’re answering YOUR questions,...
Published 04/08/20
This week, we start with a much needed mental health check in. The COVID-19 outbreak is affecting our work, our money, and relationships and we’re all figuring out what that’s going to look like for us in the coming months. Spoiler alert: IT’S OKAY TO GIVE YOURSELF A BREAK. On the show today, we talk about the $2 trillion relief package passed by Congress and what it means for you: How much my will my stimulus check be? When will I get my stimulus check? What should I do with my stimulus...
Published 04/01/20
As the situation with Covid-19 develops, people are asking LOTS of questions about what this means for their finances. On today's show we call up one of our besties, CNBC Senior Personal Finance Correspondent Sharon Epperson. Sharon helps us out with some of your questions, including: My 401k is down 30%, what should I do with my nest egg right now? Do I keep putting money into my retirement or divert it to cash savings? If I have emergency savings, is now a good time to put MORE money in...
Published 03/25/20
Whew. Who else feels like the last week has felt like the longest year ever? We hope you are all coping well with the Coronavirus situation and taking all necessary precautions for your health, safety and your financial stability. Here's a link to the CDC website for updates. On today's show, we share how we're coping personally and financially with the economic uncertainty unfolding. The markets are in turmoil, businesses are shuttering, and the federal government is talking about a bailout...
Published 03/18/20
Market turmoil continues in light of the coronavirus outbreak and you guys are asking the same questions as the rest of us — should I start selling or trading investments in my portfolio? Do I need to rush to refinance my mortgage? Will my 401(k) bounce back? We'll talk you through our thought process during times of market uncertainty, but remember — it's always best to consult a financial planner for personalized advice. — Want to show your support for Brown Ambition? Check out our...
Published 03/11/20