Today we have another financial independence case study to learn how a real-life couple here in Canada were able to reach their financial independence number by the age of 34. We talk specifically about the practical tactics, strategies and mindset that you can apply in your own life, to help hit your financial independence number quicker. Or, if you’re already at financial independence, these tactics can further help solidify and enhance your net worth and that extra financial cushion that’s always nice to have, when you’re living off your portfolio.  Our guest today is Kyle Prevost who I have run the Canadian Financial Summit with for the past 2 years. What makes Kyle unique with his financial independence story, is that he and his wife were able to get there on two teacher salaries.  Oftentimes when we hear these stories of couples who have achieved financial independence early, they are often engineers, programmers, or other high paying professions which makes achieving that early retirement number easier. In Kyle’s case, they were able to do it on two teacher salaries instead, so we’re definitely getting a nice unique perspective here. This interview and presentation that Kyle prepared was actually one of the bonuses that we offered to Canadian Financial Summit attendees who bought the All-Access-Pass so you’ll hear him reference his slides at a few points during this talk, but don’t worry, all the lessons and advice still make total sense without the slides.  Enjoy the interview and presentation! Resources from the episode: The live Retirement Planning Workshop on November 29th at 1pm EST is over at BuildWealthCanada.ca/workshop The Canadian Financial Summit mentioned on the episode is over at BuildWealthCanada.ca/summit You can see more of Kyle's writing over at milliondollarjourney.com Questions from the episode: 1) Kyle, for those not familiar with you, let’s just start with the usual first question in a job interview - “Tell us a little about yourself”. 2) You recently reached financial independence - tell us about what that term means to you, and what your plans are in terms of work going forward. 3) Tell us what you think your keys to financial success were. 4) How did you and your wife Molly earn money after leaving university? 5) Let’s peak inside your portfolio, and tell us how you invest. 6) To wrap up, just to give folks a broad overview on what the financial independence by 34 road map has looked like for you and Molly, can you sum up how you two were able to do it?