In this episode, you’re going to learn: How to deal with the volatility of the stock market, once you are financially independent and are living off your investments: There are many schools of thought and structures when it comes to dealing with this challenge here in Canada. Retirement expert, Kyle Prevost takes us through his research on the top recommended and respected structures that he has uncovered for us Canadians. We also go through Kyle’s research on the optimum location for the fixed income portion of your portfolio. Traditionally the advice has been to keep fixed income like bonds in our RRSP. But does that still apply considering these higher interest rates that we are now experiencing here in Canada? And what about GICs? How do they fit into all of this? Should we be using those instead? Last but not least, after taking into account all the research that he’s done on investing and financial planning for over a decade, Kyle shares what types of investments he buys for his own investment portfolio, and what accounts he puts his own investments in for the greatest tax savings and efficiency. Questions in this Episode: Once someone has hit their financial independence number here in Canada and wants to start living off their portfolio, what have you found to be the top recommended structures to deal with the volatility of the market? For example, having a rule for how big the cash cushion should be, using GIC ladders, etc.  What investments do you buy for your own portfolio, and what accounts do you put your own investments in? From your research, what have you found to be the optimum location for the fixed income portion of our portfolio? Traditionally the advice is to keep fixed income like bond ETFs in our RRSP. Does that still apply considering these higher rates? What about GICs?   If you liked the episode sign up for free to receive all new episodes as they get released, news on giveaways, and the free guide on the Top 5 Personal Finance and Productivity Tools.