From ransomware to phishing scams, cybersecurity is a global issue. But take a minute to zoom in, and you'll see that the cyber industry in Europe is quite unique. In this episode, Pablo Constenla, Head of Cyber Claims & Products for Europe at Marsh, outlines the latest cyber threats and trends in Europe to hit the continent and shares his thoughts on one of the hottest debates in cyber today: should systemic risk be excluded from cyber insurance policies? During this episode, you'll learn: 1. The most common claims insurers are currently handling 2. What insurers should be doing to limit the occurrence and impact of cyberattacks 3. Pablo's perspective on state-sponsored attacks, war coverage, cyberterrorism and more 4. The effects of IT outages and cyberattacks on business supply chains 5. The importance of expertise in the cyber insurance industry and how to procure top talent About Pablo: Pablo currently leads cyber claims management and products wording for Marsh Europe. Previously, Pablo worked at carriers (Beazley, AXA XL) and legal private practice in London. In his current role, Pablo gives advice to brokers and clients regarding cyber coverage across all Europe and leads negotiations with carriers. Also, Pablo leads the strategy for cyber claims management as well as managing complex claims. Pablo has developed particular interest in topics such as catastrophic cyber risk and cyber supply chain. __________ About Marsh: Marsh is the world's leading professional services firm providing risk, strategy and human capital advice and solutions. Through its market-leading brands, colleagues in more than 130 countries help clients identify, plan for and respond to critical business issues and risks. Its around 45,000 employees worldwide provide industry-focused brokerage, consulting and claim advocacy services on leveraging data, technology, and analytics to reduce their clients' total cost of risk. Website:  https://www.marsh.com/ Industry: Financial Services, Professional Services, Service Industry Company size: over 45,000 Headquarters: Greater New York Area, East Coast, Northeastern US Founded: 1871 __________ About the host Anthony: Anthony is passionate about cyber insurance. He is the CEO of Asceris, a company that enables its clients to respond to cyber incidents quickly and effectively. Anthony is originally from the US but now lives in Europe with his wife and two children. Get in touch with Anthony on LinkedIn: https://www.linkedin.com/in/anthonyhess/   or email: [email protected] __________ This podcast is produced by our friends at SAWOO