In this episode, host Jim Love delves into sophisticated phishing attacks, cybersecurity initiatives, and significant changes in data security protocols. Listeners will learn about a national survey revealing that 53% of Canadians would switch banks after a data breach and hear insights on Apple's proposal to shorten SSL/TLS certificate lifespans. The episode also covers 23andMe's data breach and settlement, and introduces the FIDO Alliance's new protocol designed to enhance passkey portability across platforms. Emphasizing the importance of robust cybersecurity measures and user education, the discussion highlights advancements in passwordless authentication, as demonstrated by major implementations from companies like Amazon. This episode offers an in-depth look at current cybersecurity challenges and forward-thinking solutions in the realm of user authentication. 00:00 Introduction and Show Format Update 00:48 Canadian Banking Cybersecurity Concerns 01:14 Survey Insights and Financial Sector Responses 03:25 Customer Concerns and Communication Gaps 04:17 Financial Impact of Data Breaches 05:13 Apple's SSL/TLS Certificate Lifespan Proposal 06:20 Google's Push for Shorter Certificate Lifespans 07:24 23andMe Data Breach Settlement 09:55 FIDO Alliance and Passwordless Authentication 12:38 Conclusion and Show Notes