In today’s episode, we continue our series of episodes regarding the various demographic generations. It will be valuable for employers to understand their team members and employees to understand better those they work with and how their bosses think. It will be critical for businesspeople to understand who their clients and customers are. And it will also be helpful for property investors to understand the needs of the different generations for whom they’ll be providing accommodation. ...

Today, we're exploring a topic that’s often discussed but frequently misunderstood: generational research. Generations—Boomers, Gen X, Millennials, Gen Z—we hear these terms tossed around all the time, often accompanied by sweeping generalizations about attitudes, behaviors, and lifestyles. But how much of what we hear is accurate, and how much is just noise? How Generations Shape Our Society and Workplaces In today’s episode, we explore how different generational cohorts—Boomers, Gen X,...

Today we explore why young Australians are increasingly delaying their dreams of homeownership. We've all heard about skyrocketing property prices and the challenges of securing a mortgage but, as you’ll hear, there's more to the story than just affordability. Sure property prices present a significant barrier, but we also examine lifestyle changes, such as extended periods in education and the prioritisation of experiences over material possessions, reshaping the housing market landscape. ...

Today, we’re exploring the fascinating intersection of psychology, economics, and demographics through the lens of one of the most insightful thinkers of our time: Morgan Housel. Housel writes about behavioural finance and has a unique ability to distil complex ideas about human behaviour and economics into simple, powerful insights. Whether you're an investor, policymaker, or just someone interested in where our world is headed, this episode will give you fresh perspectives on the forces...

In this episode of Demographics Decoded, we explore Australia's transition to a knowledge-based economy. From the dramatic changes in job nature and required skills to the significant implications for the Australian workforce and society at large, there’s a lot to examine. Our conversation today offers valuable perspectives for investors, business owners, and anyone interested in understanding the forces shaping Australia's future. The Changing Face of Australia's Job Market and Workforce ...

In today’s episode, we're thrilled to welcome Simon Bowen as a guest. He's a true Renaissance thinker and a coach to some of the most successful business leaders and political and social leaders around the world. He's got a unique ability to see the big picture while understanding the intricate details that drive success. In today's rapidly changing business landscape, and as artificial intelligence continues to revolutionise industries, it's clear the way we're going to run our businesses...

In this episode, we discuss why Median Prices are not the best gauge for the real cost of property. If you’ve ever tried to make sense of property prices and found yourself relying on the median price as a benchmark, this conversation is going to challenge your perspective. We'll be unpacking why the median price might not be telling the full story when it comes to housing affordability and what alternative measures might provide a clearer, more accurate picture of the true costs of buying...

In today’s episode, we explore Warren Buffett's theory on the lottery of life, which is a powerful reminder of the role of luck in shaping our destinies. Warren Buffett, one of the most successful investors of all time, is not just known for his financial acumen but also for his profound insights into life and society. One of his most compelling concepts is the "lottery of life," often referred to as the "ovarian lottery." The term "ovarian lottery" refers to our nationality, gender, race,...

Last year, Treasurer Jim Chalmers handed down the latest Intergenerational Report from the federal government, which predicts what our country will look like in 40 years and the state of the nation’s finances. So, in today’s episode, we discuss what will Australia look like in 40 years. Australia in 2063: Demographic Shifts and Economic Strategies In this episode of Demographics Decoded, the conversation revolves around insights from Australia's latest intergenerational report,...

In today’s episode, we discuss immigration to Australia, particularly whether Australia is ready for zero migration, as some people suggest. We currently have a housing crisis with not enough accommodation in part due to our burgeoning population. Being an election year, we'll probably hear much more about immigration levels. There is already a lot of talk about reducing immigration numbers. Our migration policies have been in the news a lot lately and are often discussed in the context of...

In this episode, we dive into a topic that affects all of us eventually: getting older. Today, we explore how Australia's aging population will shape our future and our housing markets. Australia’s demographics are shifting, and one of the most significant trends is the rapid increase in our elderly population. This demographic change will have profound implications on everything from housing demand to the workforce, especially in the aged-care sector. Simon has been studying and writing...

Australia is on the precipice of a monumental financial shift – what some call the "Great Wealth Transfer." The Baby Boomer generation, who rode a wave of economic prosperity for decades, is now retiring and passing on a staggering inheritance estimated at $4.9 trillion by 2034. This vast sum promises to reshape our housing markets, the economy, and even the nation's social fabric and political landscape, but its impact will be far from uniform. This phenomenon is estimated to be worth up...

In this episode of the Demographics Decoded podcast, we explore the various demographic tribes in Australia. After all, we all belong to a demographic tribe. In fact, Australia is a big country with many tribes. If you don't belong to the one, you don't survive. Some are easy to find: it might be your footy team or where you work, the way you vote, or the way you dress. But there’s another set of tribes that are of interest to businesspeople, organizations, and investors: the tribes and...

Welcome to the first episode of “Demographics Decoded,” where Simon Kustenmacher and Michael Yardney explore the demographic trends set to transform our world over the next decade. In this episode, we talk about critical topics such as the impact of an aging population, the Great Wealth Transfer, and the challenges and opportunities of urban growth. We’ll discuss the things you can expect to see change and the things that will stay the same. You’ll also learn strategies for leveraging these...

Demographics Decoded: Unveiling the Trends Shaping Our Future. Join leading demographer Simon Kuestenmacher and wealth and property investment expert Michael Yardney as they share data-driven insights that help business leaders, entrepreneurs and investors make informed decisions. Each week we bring you in-depth discussions, expert insights, and actionable advice on demographic shifts, economic trends, and social changes. Whether you're a business leader, entrepreneur, or investor, our...