This week on Commerce Code we speak with Michelle Beyo, CEO & Founder of FINAVATOR. FINAVATOR is a Payments and Future of Finance Consultancy. We have an in-depth conversation with Michelle on open banking and discuss: Where consumers now stand on the issue of who owns their data - and who should. Where open banking is going - which parties are moving it forward, and which are holding it back. Which diversity and inclusion implications are part of this conversation.