Episodes
On this episode of Fintech Insider Insights, host Benjamin Ensor is joined by some great guests to discuss expansion into the Middle East. Imagine, and if you’re listening to this podcast you might not need to imagine, that you’re the founder of a successful fintech. You’re doing well in your home market and you’re weighing up your options of where to expand to next.  Well, how about the Middle East?  As rumours swirl that two of the biggest digital banks Nubank and Revolut are aiming to...
Published 11/28/24
Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: Revolut hitting 50 million users as they gain a new stock trading license; online shoppers being warned to be extra vigilant this ‘Black Fraud Day’; South African fintech Mama Money Financial Services launching a new bank card that allows cardholders to manage their accounts and money through WhatsApp; UBS seeking approval to...
Published 11/25/24
On this episode of Fintech Insider Insights, in partnership with Sumsub, host Benjamin Ensor is joined by some great guests to discuss the alarming rise of fraud in fintech, particularly across the UK and Europe, and to explore what might be driving this increase. We also examine the technologies available to fintechs and financial institutions as they work to fight back against fraudsters. This week's guests: Ilya Brovin - Chief Growth Officer at Sumsub  Vinita Ramtri - Senior Fin Crime...
Published 11/21/24
Join hosts Laura Watkins and Benjamin Ensor alongside some great guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: a LATAM fintech roundup featuring news from Nubank, Ualá, and Tako; Klarna announcing plans to IPO in the US; UK SME lending fintech iwoca raising £200M in funding; Metro Bank facing a substantial fine; and GoHenry advocating for improved financial education for children in schools. This week's guests: Miguel...
Published 11/18/24
On this episode of Fintech Insider Insights, host David Barton-Grimley is joined by some great guests to discuss digital identities in financial services. Financial services has a big fraud problem. Increasingly we’re covering it here on this show. And the stats back it up too.  So, what’s the solution? Many think a universal form of digital identity could be it. But that concept is not without controversy. Which is why on this episode we’ve assembled a panel of experts to find out more....
Published 11/14/24
Join hosts Laura Watkins and Benjamin Ensor alongside some great guests as we look at the biggest financial services and fintech stories of the past week. Topics covered include: Donald Trump is returning to the White House—what does that mean for our industry? Affirm’s entry into the UK market, Barclays' completed takeover of Tesco Bank, Mexican fintech Klar's plans for an IPO in 2026, and NatWest and Mastercard teaming up to launch a virtual card solution for businesses. This week's...
Published 11/11/24
In this special Insights episode of Fintech Insider, 11:FS's Kate Moody sits down for an exclusive interview with the CEO of Chase UK, Kuba Fast. US mega-bank J.P. Morgan launched its UK retail offering back in 2021, featuring a numberless debit card, 1% cashback, and an eye-catching ad narrated by David Tennant. In the past three years, Chase UK has attracted over two million customers and amassed £20 billion in deposits. The Chase UK brand has also won several industry awards, including the...
Published 11/07/24
Join host Kate Moody along with some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Shopify launching Shopify Finance to support businesses; Moniepoint becoming Africa’s newest fintech unicorn, with representatives here to tell us more; Jamie Dimon, shy and unassuming as ever, declaring it’s “time to fight back” against regulators; Marqeta launching Marqeta Flex; and Revolut introducing the new “Rev-Women in Engineering Grant.”...
Published 11/04/24
On this episode of Fintech Insider Insights host David Barton-Grimley is joined by some great guests to talk about the current state of fintech in Singapore. Singapore’s reputation as a global fintech hub has grown exponentially over the past few years and we’ve noticed a big uptick in the amount of listeners based there too.  That’s why on this episode of Fintech Insider, we want to check in on what the most exciting developments happening in the Singaporean fintech industry are, and...
Published 10/31/24
Join hosts Laura Watkins and Ross Gallagher, along with some great guests, as we discuss the biggest fintech and financial services news this week. Topics covered include: Fintech giant Stripe acquiring stablecoin platform Bridge for $1.1 billion, Capital One partnering with Minna Technologies, the US getting open banking regulations... kinda, innovations in AI and embedded finance kickstarting a recovery in fintech funding (according to Q3 figures compiled by Dealroom), and Wise joining...
Published 10/28/24
On this episode of Fintech Insider Insights host Kate Moody is joined by Xavier Shay - CEO of Up. Since it launched as Australia’s first mobile-only digital bank back in 2018, Up has set out to connect younger consumers with digital savings, payments and lending. Up will soon celebrate its sixth birthday, and is on track in its birthday month (October) to announce that it’s hit the million customers milestone. We're big fans of Up here at 11:FS(as evident by their two 11:FSAwards...
Published 10/24/24
Join hosts Laura Watkins and Dave Morris, along with some great guests, as we discuss the biggest fintech and financial services news this week. Topics covered include: A BBC investigation found that Revolut has been named in more fraud reports than any major UK bank; two different banks from both sides of the pond have received heavy fines; UK fintechs continue to have an overall positive effect on the country; J.P. Morgan plans to enter Kenya and Ivory Coast this year and expand its...
Published 10/21/24
On this episode of Fintech Insider Insights, host Benjamin Ensor is joined by Jessica Rusu, Chief Data, Information and Intelligence Officer at the FCA. It's been ten years since the UK regulator launched their innovation hub, so we wanted to catch up with them to dive into the learning and successes so far, as well as taking a look at what the next ten years might look like. We also get the lowdown on their brand new AI lab. Guest: Jessica Rusu, Chief Data, Information and Intelligence...
Published 10/17/24
Join host Benjamin Ensor, along with some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: E-commerce fraud losses could surpass $100 billion worldwide by 2029, Fintech Australia backs government scam protection, as the UK government pushes for transaction delays, the Fintech funding squeeze could scupper London IPOs, Zopa Bank releases Impact Report from the 2025 Fintech Pledge. This week's guests: Joshua Vowles-Dent - Business,...
Published 10/14/24
On this episode of Fintech Insider Insights, in association with Curve, host David Barton-Grimley is joined by a panel of payments and e-wallets experts to tackle the emerging Wallet Wars. Apple Pay – and the Apple Wallet – has become dominant in the space over the last decade, but with the tech giant forced to open the iPhone up to third-party wallets, there’s suddenly competition in the market. So, we’re delving into the challengers looking to take on Apple and innovate in the wallets...
Published 10/10/24
Join hosts Laura Watkins and Dave Morris, along with some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Nationwide has acquired Virgin Money for £2.9 billion; Visa is being sued by the Department of Justice as the Biden administration continues its crackdown on ‘junk fees’; Starling Bank has been hit with a large fine from regulator the FCA; Trinidad and Tobago are going to roll out India’s UPI payment tech to promote financial...
Published 10/07/24
On this episode of Fintech Insider Insights, host Kate Moody is joined by Mark Mullen, CEO and Co-Founder of Atom Bank. Before Monzo or Starling, there was Atom. It's been ten years since Atom Bank, a digital challenger bank based in the North East of England, was incorporated. Since then, it has grown to become one of the most profitable neobanks in Britain. Atom launched to the public in 2016 and has continued to go from strength to strength, announcing in March this year that it made an...
Published 10/03/24
Our expert hosts Kate Moody and Jamie Campbell present Fintech Insider News live from St Michael + All Angels Church in London, along with some great guests to discuss the biggest fintech and financial services news this week. Topics covered include: Revolut is poised to target Middle East banking licence as the bank hits 10 million UK users, Chase is reportedly set to offer credit cards in the UK, and new research from Starling Bank finds that 28% of UK adults say they have been targeted by...
Published 09/30/24
On this episode of Fintech Insider Insights, in association with Adyen, host David Barton-Grimley explores the capabilities opened up by embedded finance – looking at the time and money that can be saved when business have powerful financial tools at their fingertips. We're joined by a panel of expert guests in the embedded finance and payments space to look at how payments can be integrated into platforms, to meet the customer where they are. This week's guests: Natalie Wexler - VP Platform...
Published 09/26/24
Join host David Barton-Grimley, along with some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Apple reportedly poised to sign new cards deal with JPMorgan, US Senators urge crackdown on BaaS providers as FDIC tightens rules, fintech investment remains sluggish with H1 funding down nearly 50% year on year, and Monzo is first off the marks to offer monthly Flex payments directly within Apple Pay. This week's guests: Kevin Fox -...
Published 09/23/24
On this episode of Fintech Insider Insights, host David Barton-Grimley delves into the crisis that has gripped Banking-as-a-Service for much of 2024. Alongside an expert panel of BaaS specialists, we look at how the collapse of two fintechs set in motion a domino effect that cost customers millions, and rocked confidence in the industry. This week's guests: Jason Mikula - Founder of Fintech Business Weekly Nicolas Benady - CEO of Swan Susan French - BaaS and payments consultant Find...
Published 09/19/24
Join host Benjamin Ensor, along with some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Lendinvest raises £500m from JP Morgan as NatWest joins the Open Property Data Association, Enfuce announces the UK’s first ever 2-in-1 debit and credit card in MasterCard partnership, UK banks complete the Open Banking roadmap, and Miami-based bookkeeping fintech Finally raises $50m. This week's guests: Vanessa Schotes - CMO at Enfuce Henk...
Published 09/16/24
On this episode of Fintech Insider Insights, hosts Kate Moody and Joe Colchester discuss how you can best optimise the experience of a customer’s very first touchpoint with a fintech product or platform – the onboarding. Whether it’s a case of balancing friction and compliance when it comes to the terms and conditions, to gamifying the set-up process, our panel delves into crucial first stage in the customer journey. This week's guests: Andrew Denholm - Head of Product Design at Chip  Kish...
Published 09/12/24
Join hosts Kate Moody and Dave Morris, along with some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: New PensionBee research for Pensions Awareness Week reveals less than 15% of Brits know how much they have in pensions, financial institutions and regulators unite to standardise corporate digital IDs, Singapore mulls new police powers to block transactions to suspected scammers, and Zilch hits monthly operating profit ahead of...
Published 09/09/24