It's open enrollment season, meaning making healthcare choices for the upcoming year. So for today’s episode, we're featuring FI healthcare experts Lynn Frair and Jackie Cummings Koski. We cover: * HSAs * Healthshare Ministries * Subsidized Care * Deductible and Out-ot-Pocket Maximums * Open Enrollment * State Healthcare Exchanges * End-of-life Care * Emergency Funds and more! If you enjoyed this episode, please share it with a friend! Links and...

Cody joins Amy Porterfield on the Online Marketing Made Easy podcast to talk all about digital products. He covers topics such as: * The best platforms to sell digital products * How to find digital products you might already own * How to get more subscribers using printables * How to make more money with digital products * How to add digital products to your existing business And all about what’s inside his E-Printables course. Hope this helps someone else start...

Our friend Sunitha Rao came from humble beginnings. Her parents spent most of their lives in one of the poorest regions in India. Despite all odds, Suni became a professional tennis player and traveled the globe playing in different tournaments. Years later, she turned her competitive nature toward real estate. Her real estate career quickly started to explode, and she's been addicted ever since. This episode originally aired in 2019, but it was so good, we decided to replay...

2,000,000 downloads! And it's all thanks to listeners, viewers, and readers like yourself. In today's episode, we reflect on everything that has changed and everything that hasn't. Cody & Justin have increased their net worths by a combined $5,000,000! Justin retired 10 years sooner than he ever imagined. Cody created a multi-seven-figure business around an idea he never even considered. Those are just a couple of big highlights with other highlights including: New...

Jane Kanizay went from financial freedom to divorce to financial freedom again while achieving amazing physical feats along the way. Jane is an adventurer, educator, activist, speaker, artist, and ​mother of four who successfully climbed Mt. Everest ​with her 19-year-old daughter on May 14th, 2022. Jane climbs with the message of Teach Us Consent to campaign for ​holistic consent education in the school curriculum and to ​advocate for the prevention of violence against women. This mission...

In this episode, Cody and Justin discuss how Justin will travel the world for 6 months at a shockingly low price. In total, the trip will cover 161 days as currently planned. The cost is only $46 per day! That cost includes flights, trains, ferries, accommodation, and activities for one person. Below you can find the locations Justin will be visiting, We've also included the packing list since Justin is only taking a small backpack for the entire trip. Locations include: ...

One of the questions we get asked most often is for guidance on what someone should and should not spend money on. The answer is always... it depends. What's important to me, may not be important to you. Jen Smith is here to give everyone the framework to make those tough decisions. This framework is called Value Based spending. Jen lays it all out in her new book, "Buy What You Love Without Going Broke". Long-term listeners may remember Jen from episode 58, "Frugality...

You never know how close you are to a great story. I (Justin) learned that on my recent trip to Africa on my way to hike Mt. Kilimanjaro. Boarding my flight I met Caitlin James as she was on her way to climb the very same mountain. The more I heard from her, the more I realized I had come across a truly amazing story. Caitlin was paralyzed in a boating accident. Through surgery and rehab, she eventually regained the ability to walk. Walking was just the start though. She...

Cody shares his digital product journey on the How to Sell Your Stuff on Etsy podcast with Lizzie Smiley. He covers topics such as: * How to find profitable products * Keyword research and SEO * Strategies for making more sales * Student success stories * Why Etsy is the best platform for beginners And all about what's inside his E-Printables course. Hope this helps someone else start their digital product journey. If you enjoyed this, please share this episode...

If you love the personal finance space, chances are you've heard of FinCon. Today, we bring you Philip Taylor who created and grew FinCon into the massive pillar of the community it is today. For loooong time listeners, you may remember Cody interviewing PT at FinCon back in 2018. You'll hear the origins, the heights, the COVID-19 survival, and the future of FinCon in this episode. PT isn't stopping with one conference and is now running a second called TravelCon in addition to...

Long-time listeners may remember Nick's episode from  Episode 56 way back in 2019. We felt like this classic episode and fundamental topic needed to be brought out of the archives and revisited. Nick Loper is the side hustle king from Side Hustle Nation. Nick got an eye-opening opportunity in college and knew he had to be his own boss. He would eventually work for three years in the corporate world. During that time he was building his side hustle. It was quickly covering...

In this episode, Cody and Justin discuss Justin's recent summit of Kilimanjaro. You'll learn all the details, pricing, and considerations if you're interested in this major summit, as well as the mental growth and lessons learned from pushing your body to the extreme and living without your normal luxuries. Some topics include: What to pack Cost of the trip A typical day on the hike Overcoming mental hurdles Embracing simplicity Even though he battled sickness every...

Cody shares how he's able to earn over $75,000 per month in passive income on the Forget About Money Podcast. His big four are: * Digital Products * Real Estate * Affiliate Marketing / Sponsorships * Stock market investments (doesn't really count, but we explain) If you enjoyed this, please share this episode with a friend! YouTube Interview https://www.youtube.com/watch?v=g1bh6ZIld6w&t=1276s Join the Community We’d love to hear your comments and questions...

What would you be willing to do to hit financial independence early? Michael Alberse lived differently for 2+ years to save over 90% of his income as a Google employee. In this episode, we talk about: * Living in a van * Managing finances with a significant other * Landing a 6-figure job (with insane perks) * Starting an agency * Small business investing * Finding your "why" And so much more. If you enjoyed this episode, please share it with a friend! Links...

In this episode, Cody and Justin discuss one of the most heated investing arguments. Should you hand-select the "best" companies, or invest in the total stock market? Some topics include: Individual stocks are often investors' first exposure to the stock market The mental drag of stress from volatility How individual stocks can scratch the itch Setting non-negotiable limits More certain path to FI vs the potential for a home run Bad bets we've made on individual...

In this episode, Cody and Justin talk about something we thankfully haven't had to deal with for the majority of the last 10 years. We’re talking Bear Markets and Recessions. We originally aired this episode back in 2022. This goes to show that there will always be cycles. Should your investment strategy change? Is there anything you can do to lessen the blow? How do inflation and mortgage rates factor in? Can you spin a recession into a positive thing for you? We’re...

Long-time listeners may remember Brooke from her feature in Episode 134 way back in 2021. Brooke had already begun to build some impressive businesses but was still spending her days as a teacher. Since then, she's gone all in on her career as a real estate agent. But Brooke didn't simply become an agent, she quickly rose to the top 1% in MA, CT, and RI. To put some numbers on that, Brooke has sold over $100M in real estate! Now she's helping to show other realtors how to copy...

What kind of wild advantages do you need to retire at 33 comfortably? How extreme must the deprivation be to do this without a miracle? What if we told you that there's no inheritance needed and you can thrive while on the journey? Justin shares his full journey (including all of the numbers) and how he retired at age 33 on BiggerPockets Money. Some topics include: * Low-Income to FI * Searching for Time Freedom * Starting to Invest * Calculating Your FI Number *...

Cody & Justin have worked hard on their finances and fitness over the past few years. Through these pursuits, they've noticed many similarities in the methods it takes to be successful in both. Some of these areas include: * Compounding * Tracking * Social norms * Mentality * Budgeting Unfortunately, the fitness and finance worlds have been purposely overcomplicated for financial gain. We hope we can break through all that noise for you and show you how simple...

Is it really possible to reach financial freedom in your 20s? Cody shares his full journey (including all of the numbers) and how he reached financial freedom at 25 on BiggerPockets Money. If you enjoyed this, please share this episode with a friend! Links From the Episode * Cody on BiggerPockets Money Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI...

It's been a while since Cody & Justin were able to catch up on life's events, so you'll hear all about it on today's episode. You'll hear about Cody's latest house flip and Justin's Alaska/Portland/Washington/Puerto Rico/Africa adventures They'll also take you through some interesting finance articles they read recently including: * A California law that will require high schoolers to learn personal finance before graduation * A new spending rule that helps give your...

Cody breaks down his various income streams on the Growth House Podcast and how he used them to reach FI at age 25. If you enjoyed this, please share this episode with a friend! Links From the Episode * Jesse Ray on The FI Show * Growth House Podcast Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! * Grab the Ultimate FI Spreadsheet ...

From an early age, Ramon knew that he wasn't cut out for corporate America. So, in his early 20s, with only $1,000 to his name, he took a chance and got his real estate license. After many hard lessons yet eventual success, he decided to open his own brokerage just two years later. The astonishing thing is that Ramon opened a brokerage when he was only 24 years old. He now runs one of the top brokerages in the entire country! In this podcast, he shares the entire journey...

How much money you make is certainly an important factor for early retirement. However, it's not the most important factor. The amount you keep is truly what matters. This is largely driven by how much you spend and how much you give to the government. Giving to the government is a reference to your tax bill and that's where Tom Wheelwright comes in. Tom runs WealthAbility where he helps business owners permanently lower their tax bill. Many people are giving away thousands...