Teaching kids about money feels daunting, but it doesn’t have to be. Today’s episode is dedicated to just that! What’s in this episode: * * How and when to start teaching kids about money.
 * Easy techniques to teaching and setting goals.
 * Learning wants vs. needs. 
 * How to teach them to manage disappointment.


What’s in this episode: In this episode:  Why money-management matters.  The first step to take when getting in control of your finances. The best budgeting techniques. 

In this episode of “The Frugal Debt Free Life podcast,” we delve into the harmful effects of comparing ourselves to others in terms of personal finances. In this episode: * Science and psychology studies show that social comparison can lead to increased stress, anxiety, and even depression, impacting our financial well-being. * Social media platforms amplify the comparison trap, often presenting curated highlight reels that don't reflect reality. * Tips for breaking free from the comparison...

Episode 92: Time, as we all know, is our most precious resource, and it's vital that we allocate it wisely. Whether you're a student juggling classes, assignments, and extracurricular activities, a professional navigating a demanding career, a busy parent trying to balance work and family life, or simply someone longing to pursue personal passions, this episode is tailor-made just for you. What’s in this episode: * How small chunks of time will help you
 * Choosing which tasks to work on...

In this episode, I had the pleasure of speaking with Shay, author and budget expert and creator behind the Instagram account Front Porch Finances. Shay shared invaluable insights on overcoming budget burnout and offered practical thrifting tips for those looking to save money while still enjoying life. Join us as we dive into Shay's wisdom and learn how to revitalize our financial journey.

Episode 90: How a California Mom Keeps Her Grocery Budget LOW Today I am excited to be chatting with Rachel Coons, a grocery-saving expert. She shares her best tips for saving money on groceries as well as how she keeps her family fed for just $5 per person per day.

Wedding season will be here soon. Today I wanted to talk about some ways to save money on your big day. I am chatting with my friend Kilee and we are discussing how she planned her 2019 wedding for around $10,000.  What’s in this episode: How to prioritize your wedding budget Where to cut costs Why you should hire a day of coordinator The surprising ways you can save on your nuptials.  Other episodes you’ll enjoy:  Kilee’s YouTube...

Today I am excited to be chatting with Keali Scheider, a Virtual Assistant and systems creator.  We’re chatting: How she transitioned from a traditional 9-5 to being her own boss.  Budgeting on an inconsistent income. How to work in pockets of time.  Connect with Keali on Instagram: https://www.instagram.com/kealischeider/ Grab my Ebook, Just Start:The Quick Launch Guide to Launching Your Virtual Assistant Business for just $5...

Are you a student loan borrower in limbo wondering what is happening and how we got here? Or are you a taxpayer also wondering what is going on here? Today’s episode is a timeline of events in the student loan forgiveness program. CTA: Sign Up for the 5-Day FREE email workshop Debt Detox! https://frugaldebtfreelife.com/debt-detox What’s in this episode: Come sign up for my free email workshop Debt Detox!  A timeline of the student loan forgiveness program Who is suing over the...

Today I am chatting with Kelly Ann Smith from Freedom in a Budget. Today we are discussing the unexpected cost of motherhood and the things we thought were completely worth the money. Kelly’s grocery savings course. Kelly’s entrepreneurial course - Dreamer to Profitable Link to free budgeting spreadsheet. Come say hi on Instagram.  

Do you find yourself waking up feeling overwhelmed, anxious, or unsettled? I have a lot lately. I mean we are living in a global pandemic. People are losing jobs, the economy is tanking and you can’t find basic staples in the store. But over the years as I have faced trials and tragedy I have learned a few tricks for dealing with bad feelings. Brain Dump Template www.frugaldebtfreelife.com/main/braindumpprint Get upside and save on gas https://upside.app.link/LYDIA75737 Get $1.49 per meal...

I got a comment on my YouTube channel that said “I have a lot of goals a lot of things I want to do I want to plan for retirement my kids' college pay down debt upgrade my house buy a new car save for vacations. How do I know what to do first?” Discussed in this episode: How I determine short-term and long-term goals Where to set your financial intentions first What some of my personal goals are How to focus on what really matters to you. Grab my emergency printable binder here:...

I have felt very frustrated and overwhelmed with grocery prices and I’m sure you have too. Today I am sharing a few practical tips for cutting grocery costs, reducing food waste and feeling a little more in control despite rising prices.  My method for meal planning that reduces waste  Is buying in bulk really helpful? How prepping produce saves The trick that absolutely changed everything Come say hi on Instagram.   Want to subscribe and listen on the go? You can do that on iTunes,...

How to Win With Money This Year Are you stuck in the same pattern of trying to be more responsible with your money but also feeling overwhelmed with all of the things you “should” be doing? Today I am going to share with you a few ways to win with money this year. Here’s the secret, pick one and start with that. Discussed in this episode: Why budgeting by paycheck might work better for you. Why a spending audit can benefit you this year. Some of my goals for the year. A little rant on...

When we talked getting out of debt it can feel a bit overwhelming, right? Like it takes a lot of HUGE changes to get out of debt.  1. Don't let your emotions dictate how you spend your money. Ask yourself, "Am I still going to feel this way a week from now? Am I still going to feel this way when I wake up tomorrow morning?" 2. Don't buy things just because they're on sale.
  
 Ask yourself: Do I really need this? Where am I going to put it? Do I have the money to spend? Have I budgeted for...

Today we’re going to be chatting on not one but TWO topics. One pertains to life and one pertains to money. What do you do when your budget hits a wall in the middle of the month? How do you get to be a better decision-maker? In this episode, I share some practical insight on dealing with sudden budget changes and challenges. I also discuss the four things I consider when making a decision. CTA: Check out Upside the app that gives you cash back on gas! https://upside.app.link/LYDIA75737

Are you hoping to feel a little more prepared and planned this year? Today I am going to tell you how I plan my year in just one hour.

Do you feel stuck in a cycle of debt and stress? Today I am sitting down with Jen Smith from the Frugal Friends podcast to talk about how to live a life that aligns with your core values while still paying off debt.  Jen and Jill put out two episodes a week where they share tips, information and stories about becoming debt free and managing your money. And it’s all in a relatable, nonjudgy and hilarious way.  Listen to Jen’s show: https://www.frugalfriendspodcast.com/ Grab the free Ebook:...

Are you looking to develop more sustainable habits in 2023? Aren’t we all. Today I am sharing my plan. CTA: Use code LYDIA25 to get 25% off your first order at Bellway https://bit.ly/3Uk50zc Come say hi on Instagram.   Want to subscribe and listen on the go? You can do that on iTunes, Stitcher, Google Play and Spotify!

Are you ready for the holiday rush? I feel a little more prepared this year. Here are a few things I am going to do be more prepared.

Today I’m chatting with Vee Weir about money shame and the benefit of listing to diverse messages. Vee Frugal Fox Weir Digital Marketing Not Another Personal Finance Podcast Unpacking The Dave Ramsey Cult: Trauma, Shame, And Guilt Around Money 40% of Americans don’t have $400 in the bank for emergency expenses: Federal Reserve Former Ramsey Solutions Employee Says She Was Fired for Coming Out as a Lesbian The Case Against Dave Ramsey (Chris Hogan Scandal by Melissa Hogan) Dave Ramsey's...

Does the idea of financial planning make you want to go run and scream in a forest? It does not have to. Mentioned: Albert the app with a zero fee debit card. https://albert.pxf.io/c/3643164/1317538/15963. 

Are there Habits and Routines that Save Money? Yes! The episode about paying for higher education: http://www.frugaldebtfreelife.com/podcast/highered