Managing money is hard in the best of times, let alone during a global pandemic. Sophie Duker, Heidi Regan and Ned Sedgwick are joined by comedian Maisie Adam and money guru Iona Bain to discuss everyday money worries and how best to navigate a looming recession. Sophie feels short changed by billionaires, Heidi worries about the financial future and Ned's been digging in the dirt for shiny bottle-tops. Steve Ali pops in (virtually) to give us his perspective on losing your livelihood due to something beyond your control. Co-created by Deborah Frances-White for The Spontaneity Shop and BBC Radio 4. Produced by Al Riddell. Music by Mark Hodge and Omahrose, produced by Nick Sheldon.