Michelle Hoskin is an expert in the financial services sector, running a business called Standards International which is a standard setting, coaching and certification body for financial services. She has 25 years of experience working with banks, building societies, financial advisors and other organizations that advise, coach and educate individuals on matters of finance. Recently, she has focused on financial and economic harm and consumer vulnerability within the industry. She is a passionate advocate for empowering individuals and removing power from those who abuse and control others in financial matters. She travels the world to speak and educate on these topics. Through her work with Standards International Ltd, she delivers a wide range of solutions. She is also the founder and director of two successful businesses in the UK. www.saradavison.com