Are you marking your calendars for Black Friday and Cyber Monday? So are we. It looks like shoppers are expected to spend more than ever this year — around $1,700 a person according to Deloitte.  We thought it would be fun to bring our pals Jill Sirianni and Jen Smith, cohosts of the Frugal Friends podcast, and the new book: Buy What You Love Without Going Broke: Transform Your Spending and Get More of What Money Can’t Buy back on the show to answer all of your shopping questions.  CHAPTERS: 00:00 Holiday Spending Trends and Impulse Control 06:14 Meaningful and Frugal Gift Ideas 10:12 Navigating Unexpected Costs and Community Support 16:02 Credit Card Use and Financial Boundaries TAKEAWAYS: Consider using last year's spending as a guide for this year's budget. Community support is crucial during unexpected financial hardships. Creative limitations can lead to better problem-solving and gift-giving. Don't rely on credit cards for holiday spending if you can't pay it off quickly. Thoughtful gifts can include experiences or personal items rather than material goods. Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Have a question for us? Write to us at [email protected]. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney. Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices