Lately, have you been more intentional about the time you spend working? What about putting more effort into finding financial freedom? These are two hot-button topics with Millennials these days, particularly with regard to the time we spend working — specifically, the four-day workweek.  About a month ago, Bernie Sanders proposed legislation that could make this the new reality for all of us. But Holly Trantham and her company, The Financial Diet, were ahead of the curve when they...

A recent essay in the Wall Street Journal made the case that women are both happier — but also overall but sadder — in our daily lives than men are. Why? We’re juggling countless competing priorities on our never-ending to-do lists, including managing our jobs, wrangling our kids' schedules, and keeping up with everything at home.  Betsey Stevenson, economist and professor at the University of Michigan, has conducted groundbreaking research in this field. She joins us to talk about why...

Navigating money issues with your family is hard. Navigating money issues with your family is even harder when you’re a first-generation American. First-generation children of immigrants face unique cultural and emotional barriers and often find themselves at the intersection of building a financial life for themselves and supporting their parents financially.  Gigi Gonzalez found herself facing this dilemma when she got serious about her finances and realized the information she was reading...

Think, for a second, about all of the things you do before you head to the gym or go out for a run. Do you wear special running shoes? How do you tie them? Do you give yourself a pep talk on days when you’re just not feeling it? Is there a certain playlist you always listen to?  Dr. Mike Norton, author of: “The Ritual Effect: From Habit to Ritual, Harness The Surprising Power of Everyday Actions,” says while working out at a certain time of day may be a habit, all of these little things we do...

Money touches everything in our lives — including our health. And women know there’s one topic that has long been ignored in American society, to the detriment of millions of women: menopause.  It’s a big deal. By 2030, 1 billion women worldwide will have entered (or will be about to enter) menopause and on average, medical costs for menopausal women ages 45 to 54 are 47% higher than they are for women of the same age who don’t exhibit menopause symptoms. Dr. Lisa Mosconi discusses her new...

How much of your money do you spend on the clothes in your closet? Now what about your time? In other words, how much time do you spend staring into the abyss of your wardrobe? One study says that over the course of her lifetime, a woman will spend a full year in front of her closet from age 16 to 60, just deciding what to wear. And this doesn’t include all of the other time we’re supposed to spend making our closets more manageable and our wardrobes more streamlined.  Kim France says it’s...

Have you ever gotten a message on Facebook that looks something like this? “HEY GIRL, I HAVEN’T SEEN YOU IN A WHILE, YOU LOOK AMAAAAZING. DO YOU WANT TO LOOK EVEN BETTER AT YOUR NEXT EVENT? BUY MY MASCARA AND I’LL THROW IN A FREE GIFT. BUT HURRY, SALE ENDS AT MIDNIGHT.” Yeah…those messages.  While it may be easy to brush these off, roll our eyes, and hit delete, a surprising number of women in America are caught up in these businesses, known as multi-level marketing schemes, or MLMs. In...

In this special Mailbag edition, listener Anya seeks advice on a real estate investment dilemma. She and her partner have invested in pre-construction property, but the property value has fallen, leaving them with a significant shortfall. We also hear from Christa, who recently got a new job and a big raise (go Christa)! She’s wondering how to best invest the extra money she’s getting every paycheck. In our news of the week, the consequences of paying over the manufacturer’s suggested retail...

Think about the conversations you have every day. There are the ones you have with your friends over coffee to catch up on life, the ones you have with a family member while walking the dog, and countless others throughout your week. While it may not seem like it, every conversation (yes, even the mundane ones!) is a negotiation, and once we have the skills to know which type of conversation we’re in, we can use every single conversation to better connect with those around us.  That’s what...

In this special Mailbag edition, listener Carolyne calls in to ask whether it’s time to leave the nonprofit job she’s had for more than three years. Her organization is facing major changes and challenges, and she’s unsure whether to stay and embrace the chaos or look for something else that offers more stability and better pay. In our news of the week, we break down why you should be aiming to get as close to $0 back on your tax refund as possible. If you already got a big return this year,...

When we envision the type of person who falls for a financial scam, there are usually a few key characteristics that come to mind:They may be elderly, using a landline phone, or in a state of panic as the person on the other end of the line informs them that if they don’t hand over $10,000 immediately, they’ll be arrested. But those stereotypes are just plain wrong.  Charlotte Cowles, the Cut’s financial advice columnist and a longtime freelance business columnist for The New York Times, fell...

We’ve been thinking a lot about “Peak 65” over here at HerMoney HQ. If you haven’t heard about it, it’s the fact that more people are turning 65 starting this year than at any other point in history. That’s important because this age shift is going to have a huge impact on everything, including our economy, Social Security, the upcoming election, and especially on retirement.  Anne Lester, former head of retirement solutions for J.P. Morgan Asset Management Solution Group wants everyone to...

Navigating your career has always been difficult, but that’s especially true in today’s landscape where the state of the job market seems to be constantly in flux.  While you may be looking to quit your job in search of better wages or improved work-life balance, you may also want to stay put this year. If you are sticking to the job you’ve got,  you’re probably thinking about a way to move up the ladder.  According to a recent CNBC poll, nearly half of women polled describe themselves as...

How does she do it? This week, we decided to ask Karen Finerman, the indomitable host of the How She Does It Podcast and co-host of InvestingFixx, HerMoney’s investing club for women, how she makes it all happen. Between her role as CEO of Metropolitan Capital Advisors, being a panelist on CNBC’s Fast Money, serving as a Wharton board member, and being a mom to two sets of twins, she does it ALL. We knew it was time to share her incredible story.  Listen in to learn why Karen decided she...

We’ve all heard it time and again from the world’s biggest success stories: They worked crazy hours, gave up their friendships, and kept their nose to the grind for years before they got their big break. What are they telling us?  Essentially, you’ll never succeed unless you’re willing to give up everything else to get there, and there’s no way to avoid burnout. In other words, suffering is what leads to success. But we’ve also seen that this mentality can cause burnout, depression, or...

Do you prefer to have a male or female boss? Have you ever thought about why? A UCLA study analyzed responses from more than 60,000 people and found that women, even those who were managers themselves, were more likely to want a male boss than a female one. The participants explained that female bosses are “emotional,” “catty,” or “bitchy.”  If we want more women in positions of power, we need this narrative to change. It’s so important that women respect their female colleagues and...

In her most recent book, Women With Money, HerMoney CEO Jean Chatzky asked hundreds of women: “What do you want from your money?” Although womens’ answers were all over the map, they were all some form of safety and security. Would men say the same? Probably not, because we know that in general, women and men see money differently. With that in mind, this week we’re exploring how you and your partner can get on the same page when it comes to talking about money — even if you’re coming from...

Have you ever really thought about why you are the way you are with money? For most of us, it’s the result of how we’re wired, how we were raised, and the financial events and struggles we experienced along the way. Sometimes, how we think about money can be positive, and we can feel empowered with our finances… But other times the way we’re ingrained to think about money could be negatively impacting our mental and financial health in ways we’re not aware of. In other words, our MoneyType...

How are you feeling about your job? Depending on what industry you’re in, you may be concerned about layoffs or consolidation. A recent survey from Bankrate revealed that a whopping 88% of workers who are worried about their job security are planning to take action within the next year. These actions include everything from searching for new job opportunities and asking for raises, to relocating or even quitting altogether. Fran Hauser, author of “Embrace The Work, Love Your Career,”...

Having kids is a huge life decision, and more American women are either delaying motherhood or choosing not to have kids at all. Despite the short-term plunge — and comeback — during the early years of the pandemic, the birth rates have been consistently trending down. There are a few reasons for this, namely, kids are really expensive, and millennials have a lot of student loan debt to pay off. Jade Warshaw, cohost and debt elimination expert on the Ramsey Show, found herself in almost half...

While some may say 2023 may have been “the year of the girl,” we say, unapologetically, it was the year of the woman. Just take a look at Taylor Swift. In 2023, the term “Swiftonomics'' was coined — because Swift generated significant revenue, tourism, and jobs in every city where she performed. Like many other incredible women, she owned her power in a new way, and the world took notice.  Betches Media took this concept — that ALL women should celebrate being powerful, and own our instincts...

Was money something you learned about in school? We’re not talking about math classes like geometry or pre-cal, we’re talking about personal finance — the art of managing our dollars. While some of us were lucky enough to learn personal finance from our parents, an aunt or another money-savvy family member, most of us never took a single personal finance class in school before we opened our first bank account. Yanely Espinal, author of Mind Your Money, Insightful Stories and Strategies to...

Last year, one million Americans got a letter in the mail – the Social Security Administration miscalculated their benefits. They had been overpaid, and now, the government wanted that money back within 30 days. How much money? In one couple's case, it was almost $70,000 and in another’s, it was $52,000. Most of us don’t have thousands of dollars to spare. Especially when we’re retired or nearing our retirement years, every dollar counts. So how do you prepare ahead of time if you’re one of...

A fresh New Year means it’s time to take a fresh look at the state of the economy. The U.S. economy has continued to grow at a stronger pace than expected, which has made many of us wonder what, exactly, happened to all of that recession talk a year ago? At the same time, we’ve also had a spectacular recovery of women in the workforce — with 75% of working-age women now have jobs. Plus, holiday spending late last year reached an all-time high, with Americans spending almost 10% more than they...