Episodes
Happy New Year! Here are our predictions for 2023 - accuracy not guaranteed! Nothing in this podcast is financial advice and when investing your capital is at risk Get in touch: [email protected] Hosted on Acast. See acast.com/privacy for more information.
Published 01/01/23
We take a look back at the major events that shaped financial markets in 2022. Nothing in this podcast is financial advice and when investing your capital is at risk Get in touch: [email protected] Hosted on Acast. See acast.com/privacy for more information.
Published 12/27/22
The second part of our top 10 tips for 2023. We also look at whether ChatGPT can come up with better tips than us (you decide!) As always when investing your capital is at risk and nothing in this podcast is financial advice. Get in touch: [email protected] Hosted on Acast. See acast.com/privacy for more information.
Published 12/21/22
We give (the first 5 of) our top 10 tips for what to do with your money in 2023. Remember nothing in this podcast is financial advice and when investing your capital is at risk. [email protected] to get in touch Hosted on Acast. See acast.com/privacy for more information.
Published 12/13/22
We take a brief look at what's happened to markets in 2022 with FT declaring it the 'year of pain'. We look at what has caused an negative year for both stocks and bonds and why greener funds have seen big inflows this year when non-ESG funds experienced outflows. Remember when investing your capital is at risk and nothing in this podcast is financial advice. Get in touch: [email protected] Hosted on Acast. See acast.com/privacy for more information.
Published 12/01/22
We're back for another Q&A episode. We (attempt to) answer: What happened at COP? The lowest CO2 emitting world cup - is it real? What's the deal with the UK windfall tax? Is Elon Musk an impact hero or villain? and Can crypto be included in an impact investment portfolio? As always please remember nothing in this podcast is financial advice and when investing your capital is at risk. Get in touch [email protected] Hosted on Acast. See acast.com/privacy for more information.
Published 11/23/22
On the day of the Autumn Statement we take a look at the challenge Chancellor Jeremy Hunt faces in balancing growth, inflation and economic stability. We then watch the Autumn Statement and return with our reactions. Remember when investing your capital is at risk - nothing in this podcast is financial or tax advice. Get in touch: [email protected] Hosted on Acast. See acast.com/privacy for more information.
Published 11/17/22
Tom and Matt learn all about green hydrogen from Will Rowe, Founder and CEO of Octopus Hydrogen! Book mentioned in the ep: The Hydrogen Economy https://tinyurl.com/y43427xw Nothing in this episode is financial advice and when investing your capital is at risk Hosted on Acast. See acast.com/privacy for more information.
Published 11/16/22
This week we discuss COP27 and what it means for impact investors and the climate. Is the hope of restricting global temperature rises to 1.5 degrees dead or alive? When investing your capital is at risk and nothing in this podcast is financial advice. email: [email protected] to get in touch. Hosted on Acast. See acast.com/privacy for more information.
Published 11/09/22
What’s with all the greenwashing? Is ESG useless? This week we are talking about greenwashing. We look at what it is and some recent examples. We focus in on the investment industry and what regulators and consumers are doing to try cut through the greenwashing. We go on to discuss ESG and whether it has any use at all! Remember when investing your capital is at risk and nothing in this podcast is financial advice. For more about CIRCA5000 see www.circa5000.com Hosted on Acast. See...
Published 11/03/22
Tom returns for Episode 18! We're recording on the day that Rishi Sunak becomes the UK's latest Prime Minister. We look back at how we got here and what the options for the new PM are when balancing growth, inflation and economic stability. Rishi Sunak comes to power with the same (if not more) problems that the previous two Prime Ministers but with some lasting damage from the failed 'mini-budget'. We look at the problems facing the UK in a global context and how the UK is specifically...
Published 10/25/22
This week we welcome our first ever guest on the podcast - Jonathan Bland of Pension Geeks! We hear the story of Pension Geeks and Pension Awareness Day. We also talk about what the current economic climate means for pensions and how to deal with the 'Shoe box of Shame'! Find out more at: https://pensiongeeks.com/ https://pensionawarenessday.com/ Remember nothing in this podcast is financial advice and when investing your capital is at risk. www.circa5000.com Hosted on Acast. See...
Published 10/20/22
Divestment on the rise - hitting $40tn in 2022 - driven by people campaigning organizations they are connected with e.g. universities, faith organizations, pension schemes. But Bill Gates argues that “Divestment, to date, probably has reduced about zero tonnes of emissions". This week we are talking about divestment - the process of opting to not invest in areas such as fossil fuels. We look at whether divestment is the best approach for impact investors or whether sticking with the big...
Published 10/13/22
In this Bonus Episode we share our interview with the Blue Earth Summit Podcast. Remember nothing in this podcast is financial advice and when investing your capital is at risk Their show notes: Summary  Tom McGillycuddy and Matt Latham, Co-Founders of CIRCA5000 tell us how and why we should consider investing in sustainable businesses.  Description “If you were trying to find the perfect company to invest in, you’d never make a single decision. There are always trade offs.” Tom...
Published 10/10/22
We are back with another Q&A episode, we (attempt to) answer: Is economic growth the only way to save the world? With interest rates rising should I invest or pay down my mortgage? When will markets calm down? How do I work out what size pension I need to retire? What happened to UK pension funds last week? Are there any reasons to be positive right now? As always nothing in this podcast is financial advice. When investing your capital is at risk. If you have questions or feedback...
Published 10/06/22
After the recent mini budget in the UK sent the pound tumbling we take a look at what this means for long term impact investors. [email protected] This podcast is not financial advice - when investing your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.
Published 09/28/22
This week is the pensions special! We look at the scale of the 'missing pensions' problem in the UK. Talk about the benefits of pensions for long term saving and investing. Discuss the practical steps you can take to take control of your pension and find any missing money owed to you. How you should think about pensions as a tool for making a positive impact. We also shamelessly plug the CIRCA5000 tracing and transfer services. When investing your capital is at risk. Nothing in this...
Published 09/22/22
We are back after a break for holidays! This week we answer some of your questions: How can I spot greenwashing? Why is liquidity important if I'm a long term investor? How can I tell if an investment is risky? Should I stop paying into my pension during the cost of living crisis? Will the new Prime Minister affect my investment portfolio? As always you can get in touch [email protected] When investing your capital is at risk, nothing in this podcast is financial advice. ...
Published 09/15/22
This week we try to answer the question "When's the best time to start investing?" We first look at the reasons people don't invest: There are other priorities e.g. debt / cost of living, Think they don't have enough money / you need a lot to invest, Worried that timing is wrong and investments will fall in value, They don’t understand how / think they need expertise. We discuss where new (and old) investors can make mistakes and how thinking long term is the key to successful investing...
Published 08/25/22
This week we talk about the other side of impact investing. The people side of investing for both people and planet. We lift the lid on two work in progress themes we are developing in the areas of Health and Wellbeing and Social & Economic Empowerment. We we look at both the investment case and impact case for investing in both areas, the types of companies that might fall into these investment themes and how to judge an investment's positive impact vs potential negative outcomes. As...
Published 08/18/22
In Part 2 - we look at the Inflation Reduction Bill again - now it has passed the Senate vote. What it means for climate change and faith in politics. We also discuss the influence of Joe Manchin again and how his relationship to big oil has set the course of US policy on climate. In light of this we discuss a BBC documentary series called 'Big Oil vs the World' which looks at the history of big oil companies using their influence in politics, science and the media to deny, cast doubt on...
Published 08/11/22
This week has been a good week for Big Oil and the Climate… In this episode we discuss record breaking profit for oil companies, we also talk about the Inflation Reduction Act - the largest package of funding for climate change initiatives in US history that also promises to solve inflation. We look at the history of the bill - and how the climate spend has been negotiated down due to the nature of the US political system and we reveal who we think is currently ‘the most powerful man in the...
Published 08/04/22
Its Episode 6! We've gone all in and moved to the Liverpool Podcast Studios to improve sound quality - hopefully our new found professionalism shines through. We start off by discussing the front page of The Economist which declares that 'ESG' is 'Three letters that won't save the world'. The article is discussed on this episode of The Economist podcast: https://open.spotify.com/episode/4jK2OdWmluRGXdYb69KCaa?si=333b81cd420d4839 We also discuss whether inflation means it's time to give up on...
Published 07/26/22
Welcome to Episode 5 - A.K.A The Heatwave Special!! In this episode, as UK temperatures reach new record highs we ask 'can impact investing create a cooler future?' We run through a quick reminder of what the purpose of impact investing is. We discuss the scale of the climate problem and the cost to solve it. We then look at the obvious, and not so obvious, areas that you could invest in as an individual. And what the actual impact you have is when you invest your money. As always -...
Published 07/19/22
In this episode we discuss whether it is possible to be a 'passive' impact investor. We take a deeper look at ETFs as a way of impact investing. We explain the 'nuts and bolts' of using ETFs to invest for yourself. We look at the difference between 'passive' and 'active' investing as an impact investor. And examine the difference between ESG vs Impact ETFs We also look at how you can be an activist investor through both actively and passively investing. Remember this podcast is not...
Published 07/14/22