With origins in the civil rights movement and evidence about redlining of communities of colour, the Community Reinvestment Act requires banks to serve low and moderate-income communities. As banks can fulfil their obligations under CRA by funding community-based lenders, the act has significantly increased bank funding of CDFIs. In this episode, I discuss the impact of the CRA on the CDFI sector and key lessons for the UK with Mark Pinsky (CDFI Friendly America), Joan Broadhead (Community First Fund) and Yanki Tshering (Accompany Capital)